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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-04), UMB Financial's share price is $86.925. UMB Financial's Book Value per Share for the quarter that ended in Dec. 2024 was $71.02. Hence, UMB Financial's PB Ratio of today is 1.22.
Good Sign:
UMB Financial Corp stock PB Ratio (=1.28) is close to 1-year low of 1.23.
The historical rank and industry rank for UMB Financial's PB Ratio or its related term are showing as below:
During the past 13 years, UMB Financial's highest PB Ratio was 2.03. The lowest was 0.77. And the median was 1.45.
During the past 12 months, UMB Financial's average Book Value Per Share Growth Rate was 11.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of UMB Financial was 12.90% per year. The lowest was 0.50% per year. And the median was 6.80% per year.
The historical data trend for UMB Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMB Financial Annual Data | |||||||||||||||||||||
Trend | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | |||||||||||
PB Ratio | Get a 7-Day Free Trial |
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1.10 | 1.63 | 1.51 | 1.31 | 1.59 |
UMB Financial Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
PB Ratio | Get a 7-Day Free Trial |
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1.31 | 1.34 | 1.26 | 1.45 | 1.59 |
For the Banks - Regional subindustry, UMB Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, UMB Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where UMB Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
UMB Financial's PB Ratio for today is calculated as follows:
PB Ratio | = | Share Price | / | Book Value per Share (Q: Dec. 2024) |
= | 86.925 | / | 71.015 | |
= | 1.22 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PB Ratio | = | Market Cap | / | (Total Stockholders Equity | - | Preferred Stock) |
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
UMB Financial (NAS:UMBF) PB Ratio Explanation
Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Thank you for viewing the detailed overview of UMB Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Nikki Farentino Newton | officer: President, Private Wealth Mgmt | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Tamara Peterman | director | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Greg M Graves | director | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
J Mariner Kemper | officer: Vice Chairman | 1010 GRAND BLVD., KANSAS CITY MO 64106 |
Kevin Charles Gallagher | director | 370 17TH ST, SUITE 5600, DENVER CO 80202 |
Robert Brian Beaird | officer: Chief Human Resource Officer | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Thomas S Terry | officer: Chief Lending Officer | 1010 GRAND BOULEVARD, KANSAS CITY MO 64106 |
David Carl Odgers | officer: Chief Accounting Officer | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
James D Rine | officer: Executive Vice President | 1010 GRAND BOULEVARD, KANSAS CITY MO 64106 |
John Pauls | officer: EVP & General Counsel | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Kris A Robbins | director | |
Ram Shankar | officer: Chief Financial Officer | 1010 GRAND BLVD., KANSAS CITY MO 64106 |
Uma Wilson | officer: Executive Vice President | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Phillip James Mason | officer: President, Inst. Banking | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
Stacy H King | officer: Chief Risk Officer | 1010 GRAND BLVD, KANSAS CITY MO 64106 |
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