Upstart Holdings Inc at Morgan Stanley US Financials Conference Transcript
All right. We'll go ahead and get started here. Thank you very much for joining us this afternoon with Paul, Co-Founder and CEO of Upstart. I'm James Faucette, senior fintech analyst here at Morgan Stanley.
And before we get started with Paul, a couple of disclosures I need to read. First, our disclosure for Morgan Stanley. Please see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures. If you have any questions, please reach out to your Morgan Stanley sales representative. And then also for the -- for Upstart, just A reminder, today's discussion may contain forward-looking statements that relate to future results and events, which are based on Upstart's information available as of today and are subject to risks and uncertainties.
Actual results may differ materially from those forward-looking statements. The discussion may also include non-GAAP financial measures, which are not a suitable -- not a substitute, excuse me, for GAAP results. Please refer to the company's filings with the SEC and its
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