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Business Description
Upstart Holdings Inc
NAICS : 522291
SIC : 6163
ISIN : US91680M1071
Share Class Description:
UPST: Ordinary SharesCompare
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Traded in other countries / regions
UPST.USAUPST.Mexico855.Germany Index Membership
Russell 2000Russell 3000Russell 1000 IPO Date
2020-12-16Description
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.55 | |||||
| Equity-to-Asset | 0.27 | |||||
| Debt-to-Equity | 2.29 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.25 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -7.7 | |||||
| 3-Year FCF Growth Rate | 6.8 | |||||
| 3-Year Book Growth Rate | -11.1 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 31.41 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 66.38 | |||||
| 9-Day RSI | 51.81 | |||||
| 14-Day RSI | 46.84 | |||||
| 3-1 Month Momentum % | -2.34 | |||||
| 6-1 Month Momentum % | 69.18 | |||||
| 12-1 Month Momentum % | 156.26 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -3.8 | |||||
| Shareholder Yield % | -0.5 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -20.45 | |||||
| FCF Margin % | 28.04 | |||||
| ROE % | -20.93 | |||||
| ROA % | -6.47 | |||||
| Years of Profitability over Past 10-Year | 2 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 39.59 | |||||
| PS Ratio | 7.86 | |||||
| PB Ratio | 8.11 | |||||
| Price-to-Tangible-Book | 9.23 | |||||
| Price-to-Free-Cash-Flow | 27.22 | |||||
| Price-to-Operating-Cash-Flow | 25.83 | |||||
| EV-to-Revenue | 9.24 | |||||
| EV-to-Forward-Revenue | 6.62 | |||||
| EV-to-FCF | 32.5 | |||||
| Price-to-GF-Value | 1.66 | |||||
| FCF Yield % | 3.42 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Upstart Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 628.834 | ||
| EPS (TTM) ($) | -1.46 | ||
| Beta | 2.68 | ||
| 3-Year Sharpe Ratio | 0.24 | ||
| 3-Year Sortino Ratio | 0.46 | ||
| Volatility % | 87.51 | ||
| 14-Day RSI | 46.84 | ||
| 14-Day ATR ($) | 4.774499 | ||
| 20-Day SMA ($) | 55.1665 | ||
| 12-1 Month Momentum % | 156.26 | ||
| 52-Week Range ($) | 20.6 - 96.4294 | ||
| Shares Outstanding (Mil) | 93.71 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Upstart Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Upstart Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Upstart Holdings Inc Frequently Asked Questions
What is Upstart Holdings Inc(UPST)'s stock price today?
The current price of UPST is $55.00. The 52 week high of UPST is $96.43 and 52 week low is $20.60.
When is next earnings date of Upstart Holdings Inc(UPST)?
The next earnings date of Upstart Holdings Inc(UPST) is 2025-05-07 Est..
Does Upstart Holdings Inc(UPST) pay dividends? If so, how much?
Upstart Holdings Inc(UPST) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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