FlexShopper Inc is a financial technology company engaged in providing certain types of durable goods to consumers on a lease-to-own basis and providing lease-to-own (LTO) terms to consumers of third-party retailers and e-tailers. Its products include electronics, computers, furniture, mattresses, cameras and camcorders, audio, musical instruments, health, fitness and sports, video games, homes, gardens and tools, appliances, and vacuums on a payment, lease basis. The firm generates a majority of its revenue by leasing its products. The company enables consumers utilizing its e-commerce marketplace to shop for brand-name electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.04
Equity-to-Asset	0.19
Debt-to-Equity	3.95
Debt-to-EBITDA	1.01
Interest Coverage	0.56
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.66	Distress Grey Safe
Beneish M-Score	-2.28	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7
	3-Year EBITDA Growth Rate	5.9
	3-Year EPS without NRI Growth Rate	-44.9
	3-Year FCF Growth Rate	-18.7

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	35.06
	9-Day RSI	38.24
	14-Day RSI	41.03
	6-1 Month Momentum %	24.75
	12-1 Month Momentum %	67.8

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	9.68
	Quick Ratio	7.28
	Cash Ratio	0.36
	Days Inventory	1649.56
	Days Sales Outstanding	123.65
	Days Payable	309.92

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-98.53

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	94.86
	Operating Margin %	9.54
	Net Margin %	-3.62
	FCF Margin %	-11.11
	ROE %	-14.36
	ROA %	-2.89
	ROIC %	6.89
	ROC (Joel Greenblatt) %	20.8
	ROCE %	10.85
	Years of Profitability over Past 10-Year	3

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	10.64
	PS Ratio	0.21
	PB Ratio	3.5
	EV-to-EBIT	10.59
	EV-to-EBITDA	1.38
	EV-to-Forward-EBITDA	7.79
	EV-to-Revenue	1.34
	EV-to-Forward-Revenue	1.01
	EV-to-FCF	-12.08
	Price-to-Median-PS-Value	0.51
	Earnings Yield (Greenblatt) %	9.44
	FCF Yield %	-57.35
	Forward Rate of Return (Yacktman) %	-62.42

Financials (Next Earnings Date:2024-05-15 Est.)

Annual Quarterly TTM

FPAY's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:FPAY

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

FlexShopper Inc Executives

Details

GF Value: $1.67

FPAY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 5 Severe warning signs with FPAY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	116.975
	EPS (TTM) ($)	-0.32
	Beta	0.66
	Volatility %	111.95
	14-Day RSI	41.03
	14-Day ATR ($)	0.095945
	20-Day SMA ($)	1.19911
	12-1 Month Momentum %	67.8
	52-Week Range ($)	0.7007 - 2.47
	Shares Outstanding (Mil)	21.59

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

FlexShopper Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

FlexShopper Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

FlexShopper Inc Frequently Asked Questions

What is FlexShopper Inc(FPAY)'s stock price today?

The current price of FPAY is $1.05. The 52 week high of FPAY is $2.47 and 52 week low is $0.70.

When is next earnings date of FlexShopper Inc(FPAY)?

The next earnings date of FlexShopper Inc(FPAY) is 2024-05-15 Est..

Does FlexShopper Inc(FPAY) pay dividends? If so, how much?

FlexShopper Inc(FPAY) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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