ProCredit Holding AG (XTER:PCZ)

Half Year 2025 ProCredit Holding AG Earnings Call Transcript

Aug 14, 2025 / 02:00PM GMT

Release Date Price: €9.48

Transcript

Hubert Spechtenhauser

ProCredit Holding AG - Chairman of the Management Board

A warm welcome to everybody on this call on the half year and quarter two results of 2025 for the ProCredit Group. My name is Hubert Spechtenhauser. I'm the Chairman of the Management Board. As always, I'm joined by Christian Dagrosa, our Chief Financial Officer. We plan for some 30 minutes to cover today's call.

As always, the presentation is also available on our website. We will, of course, give sufficient time for any questions you may have. Let me also provide you with the usual warning to pay particular attention to the cautionary statements regarding forward-looking comments that you will find at the end of the results presentation.

We have the usual structure to today's presentation. I will take you through the sections covering the highlights of this first half year, while Christian will take you through the details of our financial results, risk and asset quality indicators.

When we presented our updated business strategy at the Capital Markets Day in March 2024, we identified 2024 and

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