ProCredit Holding AG (XTER:PCZ)

Q3 2025 ProCredit Holding AG Earnings Call Transcript

Nov 13, 2025 / 03:00PM GMT

Release Date Price: €7.7 (-2.28%)

Transcript

Hubert Spechtenhauser

ProCredit Holding AG - Chairman of the Management Board

A warm welcome to everybody on this call on the quarterly results for the nine months ended 30th September 2025 for the Procreic group.

My name is Hubert Srechtenhauser. I'm the Chairman of the management board.

As always, I'm joined by Christian de Grossa, our Chief Financial Officer.

We planned for some 30 minutes to cover today's call.

As always, the presentation is also available on our website.

We will of course leave sufficient time for any questions you may have.

Let me also provide you with the usual warning to pay particular attention to the cautionary statements regarding forward-looking comments that you will find at the end of the results presentation.

We followed the familiar structure for today's presentation.

I will take you through the sections covering the highlights of the 9 month period and outlook, while Christian will take you through the details of our financial results, risk, and asset quality indicators.

When we

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