Software AG is a Germany-based provider of software solutions for the banking, communication and media, local and federal government, energy, insurance, transportation, retail, and manufacturing end markets. Its services include business process management, portfolio management, risk and compliance management, operational intelligence, and streaming analytics, many of which are delivered via cloud-based software applications. The firm has operations in Germany; the USA and other countries.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.64
Equity-to-Asset	0.59
Debt-to-Equity	0.42
Debt-to-EBITDA	3.91
Interest Coverage	5.96
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.83	Distress Grey Safe
Beneish M-Score	-2.47	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.5
	3-Year EBITDA Growth Rate	-14.3
	3-Year EPS without NRI Growth Rate	-51.4
	3-Year FCF Growth Rate	-68.6
	3-Year Book Growth Rate	3.7
	Future 3-5Y Total Revenue Growth Rate	3.46

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	26.38
	9-Day RSI	29.95
	14-Day RSI	39.5
	6-1 Month Momentum %	22.52
	12-1 Month Momentum %	108.7

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.1
	Quick Ratio	1.1
	Cash Ratio	0.61
	Days Sales Outstanding	81.9
	Days Payable	75.94

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.13
	Dividend Payout Ratio	0.22
	3-Year Dividend Growth Rate	2.3
	Forward Dividend Yield %	0.13
	5-Year Yield-on-Cost %	0.17
	Shareholder Yield %	-12.53

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	74.51
	Operating Margin %	13.51
	Net Margin %	1.73
	FCF Margin %	-0.46
	ROE %	1.13
	ROA %	0.65
	ROIC %	1.2
	ROC (Joel Greenblatt) %	141.64
	ROCE %	4.91
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	162.87
	PE Ratio without NRI	162.87
	Shiller PE Ratio	21.16
	Price-to-Owner-Earnings	137.22
	PS Ratio	2.8
	PB Ratio	1.83
	Price-to-Operating-Cash-Flow	451.33
	EV-to-EBIT	28.83
	EV-to-Forward-EBIT	20.7
	EV-to-EBITDA	18.33
	EV-to-Forward-EBITDA	14.57
	EV-to-Revenue	3
	EV-to-Forward-Revenue	2.85
	EV-to-FCF	-653.84
	Price-to-Projected-FCF	1.27
	Price-to-Median-PS-Value	1.02
	Earnings Yield (Greenblatt) %	3.47
	FCF Yield %	-0.16
	Forward Rate of Return (Yacktman) %	-10.49

GF Value: €35.8

XTER:SOW

Warning Signs

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