NYSE:EVTC (N/A) Also trade in: Germany

Evertec Inc

$ 28.05 -0.35 (-1.23%)
Volume: 399,965 Avg Vol (1m): 421,091
Market Cap $: 2.02 Bil Enterprise Value $: 2.50 Bil
P/E (TTM): 23.11 P/B: 9.73
Earnings Power Value 6.84
Net Current Asset Value -7.31
Tangible Book -5.91
Projected FCF 16.57
Median P/S Value 24.82
Graham Number 0
Peter Lynch Value 7.88
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.13
Cash-To-Debt ranked lower than
92.06% of 2180 companies
in the Software - Infrastructure industry.
Industry Max: 52661, Med: 5.23, Min: 0.01
EVTC: 0.13
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.06, Max: 0.16
Current: 0.13
0.03
0.16
Equity-to-Asset 0.22
Equity-to-Asset ranked lower than
88.51% of 2115 companies
in the Software - Infrastructure industry.
Industry Max: 1.55, Med: 0.6, Min: -56.05
EVTC: 0.22
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.11, Med: 0.14, Max: 0.23
Current: 0.22
0.11
0.23
Debt-to-Equity 2.59
Debt-to-Equity ranked lower than
95.03% of 1267 companies
in the Software - Infrastructure industry.
Industry Max: 248.23, Med: 0.27, Min: 0.01
EVTC: 2.59
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 1.43, Med: 5.28, Max: 7.27
Current: 2.59
1.43
7.27
Debt-to-EBITDA 2.81
Debt-to-EBITDA ranked lower than
74.37% of 1112 companies
in the Software - Infrastructure industry.
Industry Max: 5506.28, Med: 1.26, Min: 0.01
EVTC: 2.81
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 2.8, Med: 4.06, Max: 8.96
Current: 2.81
2.8
8.96
Interest Coverage 4.31
Interest Coverage ranked lower than
86.49% of 1702 companies
in the Software - Infrastructure industry.
Industry Max: 14867928, Med: 46.64, Min: 0.01
EVTC: 4.31
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 1.23, Med: 3.32, Max: 4.35
Current: 4.31
1.23
4.35
Piotroski F-Score 8
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 2.98
DISTRESS
GREY
SAFE
Beneish M-Score -2.87
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 16.19%
WACC 3.79%

Profitability & Growth : 8/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 27.89
Operating Margin ranked higher than
91.18% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 678.59, Med: 4.91, Min: -510650
EVTC: 27.89
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 19.47, Med: 25.44, Max: 27.89
Current: 27.89
19.47
27.89
Net Margin % 19.44
Net Margin ranked higher than
85.07% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 990.53, Med: 3.58, Min: -307550
EVTC: 19.44
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -7.57, Med: 18.65, Max: 22.86
Current: 19.44
-7.57
22.86
ROE % 44.79
ROE ranked higher than
95.15% of 2062 companies
in the Software - Infrastructure industry.
Industry Max: 1271.48, Med: 6.36, Min: -234428.57
EVTC: 44.79
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -23.2, Med: 46.39, Max: 88.44
Current: 44.79
-23.2
88.44
ROA % 9.67
ROA ranked higher than
72.03% of 2199 companies
in the Software - Infrastructure industry.
Industry Max: 3269.23, Med: 2.95, Min: -16416.67
EVTC: 9.67
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -2.86, Med: 7.48, Max: 9.76
Current: 9.67
-2.86
9.76
ROC (Joel Greenblatt) % 208.07
ROC (Joel Greenblatt) ranked higher than
82.08% of 2165 companies
in the Software - Infrastructure industry.
Industry Max: 85250, Med: 23.63, Min: -99999999.99
EVTC: 208.07
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 25.3, Med: 182.5, Max: 335.16
Current: 208.07
25.3
335.16
3-Year Total Revenue Growth Rate 6.70
3-Year Revenue Growth Rate ranked higher than
51.39% of 1829 companies
in the Software - Infrastructure industry.
Industry Max: 1196.4, Med: 6.3, Min: -100
EVTC: 8
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 2.8, Med: 4.8, Max: 8
Current: 8
2.8
8
3-Year Total EBITDA Growth Rate 3.90
3-Year EBITDA Growth Rate ranked lower than
100.00% of 1588 companies
in the Software - Infrastructure industry.
Industry Max: 1165.1, Med: 9.1, Min: -450.9
EVTC: 5.2
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 5.9, Max: 29.3
Current: 5.2
0
29.3
3-Year EPS w/o NRI Growth Rate 1.50
3-Year EPS w/o NRI Growth Rate ranked lower than
68.58% of 1432 companies
in the Software - Infrastructure industry.
Industry Max: 719.3, Med: 10.7, Min: -502.1
EVTC: 1.5
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 1.5, Max: 36.5
Current: 1.5
0
36.5

» EVTC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-31)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NYSE:EVTC

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Application Software » Software - Infrastructure    NAICS : 0    SIC : 0
Compare NAS:APPN NYSE:YEXT NYSE:ZUO NYSE:SAIL NAS:VRNS XTER:WIN NAS:EVOP NAS:LPSN TSE:4686 NYSE:DAVA NAS:ALTR NAS:BL SZSE:300085 NAS:BAND NYSE:BOX TSE:3993 NAS:CSGS SZSE:000034 NAS:GSKY NAS:TLND
Traded in other countries 2EV.Germany
Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a provider of transaction processing services for financial institutions, corporations, and government agencies in Latin America. Its solutions include merchant acquiring, payment processing, technology outsourcing, and business process management capabilities. These solutions help customers issue, process, and accept large volumes of transactions in a secure manner. The company derives revenue based on transaction or discount fees, or fees based on the number of accounts on file. A large majority of the firm's revenue is generated in Puerto Rico, and the rest in the Caribbean and Latin America.

Ratios

Current vs industry vs history
PE Ratio (TTM) 23.11
PE Ratio ranked lower than
58.37% of 1475 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.79, Min: 0.01
EVTC: 23.11
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 10.27, Med: 22.88, Max: 102.58
Current: 23.11
10.27
102.58
PE Ratio without NRI 23.11
PE without NRI ranked lower than
59.48% of 1414 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.46, Min: 0.01
EVTC: 23.11
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 10.27, Med: 22.88, Max: 102.58
Current: 23.11
10.27
102.58
Price-to-Owner-Earnings 18.82
Price-to-Owner-Earnings ranked higher than
59.81% of 826 companies
in the Software - Infrastructure industry.
Industry Max: 2445, Med: 25.26, Min: 0.08
EVTC: 18.82
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 9.1, Med: 13.37, Max: 21.71
Current: 18.82
9.1
21.71
PB Ratio 9.73
PB Ratio ranked lower than
84.17% of 2262 companies
in the Software - Infrastructure industry.
Industry Max: 5500, Med: 2.93, Min: 0.01
EVTC: 9.73
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 6.6, Med: 10.88, Max: 18.67
Current: 9.73
6.6
18.67
PS Ratio 4.54
PS Ratio ranked lower than
68.83% of 2268 companies
in the Software - Infrastructure industry.
Industry Max: 285714.29, Med: 2.86, Min: 0
EVTC: 4.54
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.36, Med: 4, Max: 5.71
Current: 4.54
2.36
5.71
Price-to-Free-Cash-Flow 16.60
Price-to-Free-Cash-Flow ranked higher than
73.38% of 924 companies
in the Software - Infrastructure industry.
Industry Max: 2237.2, Med: 28.2, Min: 0.08
EVTC: 16.6
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 7.63, Med: 12.71, Max: 67.29
Current: 16.6
7.63
67.29
Price-to-Operating-Cash-Flow 12.19
Price-to-Operating-Cash-Flow ranked higher than
69.09% of 1181 companies
in the Software - Infrastructure industry.
Industry Max: 6271.25, Med: 20.26, Min: 0.04
EVTC: 12.19
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.42, Med: 10.58, Max: 70.9
Current: 12.19
5.42
70.9
EV-to-EBIT 18.85
EV-to-EBIT ranked lower than
57.06% of 1537 companies
in the Software - Infrastructure industry.
Industry Max: 119475.88, Med: 18.1, Min: 0.05
EVTC: 18.85
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 14.1, Med: 20.1, Max: 408
Current: 18.85
14.1
408
EV-to-EBITDA 12.74
EV-to-EBITDA ranked lower than
50.69% of 1661 companies
in the Software - Infrastructure industry.
Industry Max: 64649.64, Med: 14.06, Min: 0.01
EVTC: 12.74
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 8.7, Med: 12.9, Max: 34.2
Current: 12.74
8.7
34.2
EV-to-Revenue 5.43
EV-to-Revenue ranked lower than
71.90% of 2327 companies
in the Software - Infrastructure industry.
Industry Max: 295554.27, Med: 2.52, Min: 0.01
EVTC: 5.43
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 3.7, Med: 5.5, Max: 7.8
Current: 5.43
3.7
7.8
PEG Ratio 1.67
PEG Ratio ranked lower than
71.23% of 650 companies
in the Software - Infrastructure industry.
Industry Max: 288.5, Med: 1.89, Min: 0.02
EVTC: 1.67
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 1.03, Med: 2.05, Max: 3.91
Current: 1.67
1.03
3.91
Current Ratio 1.47
Current Ratio ranked lower than
55.52% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.93, Min: 0.01
EVTC: 1.47
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.96, Med: 1.41, Max: 2.34
Current: 1.47
0.96
2.34
Quick Ratio 1.47
Quick Ratio ranked lower than
51.66% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.78, Min: 0.01
EVTC: 1.47
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.96, Med: 1.41, Max: 2.34
Current: 1.47
0.96
2.34
Days Sales Outstanding 76.02
Days Sales Outstanding ranked lower than
52.45% of 2082 companies
in the Software - Infrastructure industry.
Industry Max: 989.79, Med: 66.86, Min: 0.02
EVTC: 76.02
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 46.77, Med: 50.4, Max: 76.02
Current: 76.02
46.77
76.02
Days Payable 84.13
Days Payable ranked higher than
61.87% of 1870 companies
in the Software - Infrastructure industry.
Industry Max: 2567.37, Med: 44.89, Min: 0.02
EVTC: 84.13
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 41.13, Med: 53.58, Max: 87.6
Current: 84.13
41.13
87.6

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.71
Trailing Dividend Yield ranked lower than
91.86% of 1450 companies
in the Software - Infrastructure industry.
Industry Max: 35.84, Med: 1.55, Min: 0.01
EVTC: 0.71
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.18, Med: 1.88, Max: 3.51
Current: 0.71
0.18
3.51
Dividend Payout Ratio 0.12
Dividend Payout Ratio ranked higher than
97.28% of 919 companies
in the Software - Infrastructure industry.
Industry Max: 24.56, Med: 0.33, Min: 0.01
EVTC: 0.12
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.09, Med: 0.4, Max: 0.48
Current: 0.12
0.09
0.48
3-Year Dividend Growth Rate (Per Share) -37.00
3-Year Dividend Growth Rate ranked lower than
72.21% of 619 companies
in the Software - Infrastructure industry.
Industry Max: 291.5, Med: 8.9, Min: -100
EVTC: -37
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
N/A
Forward Dividend Yield % 0.70
Forward Dividend Yield ranked lower than
82.69% of 1375 companies
in the Software - Infrastructure industry.
Industry Max: 46.15, Med: 1.79, Min: 0.01
EVTC: 0.7
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 0.38
Yield-on-Cost (5y) ranked lower than
91.84% of 1422 companies
in the Software - Infrastructure industry.
Industry Max: 107.53, Med: 2.13, Min: 0.01
EVTC: 0.38
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.1, Med: 1.01, Max: 1.89
Current: 0.38
0.1
1.89
3-Year Share Buyback Rate 0.30
3-Year Share Buyback Rate ranked higher than
94.69% of 1507 companies
in the Software - Infrastructure industry.
Industry Max: 100, Med: -3.3, Min: -1487.4
EVTC: 0.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -0.4, Med: 1.8, Max: 2.5
Current: 0.3
-0.4
2.5

Valuation & Return

Current vs industry vs history
Price-to-Projected-FCF 1.69
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
54.58% of 907 companies
in the Software - Infrastructure industry.
Industry Max: 650.5, Med: 2.08, Min: 0.01
EVTC: 1.69
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.99, Med: 1.47, Max: 1.76
Current: 1.69
0.99
1.76
Price-to-Median-PS-Value 1.13
Price-to-Median-PS-Value ranked lower than
67.12% of 2062 companies
in the Software - Infrastructure industry.
Industry Max: 78, Med: 1, Min: 0.02
EVTC: 1.13
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.61, Med: 0.98, Max: 1.39
Current: 1.13
0.61
1.39
Price-to-Peter-Lynch-Fair-Value 3.55
Price-to-Peter-Lynch-Fair-Value ranked lower than
68.82% of 449 companies
in the Software - Infrastructure industry.
Industry Max: 169, Med: 1.62, Min: 0.01
EVTC: 3.55
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 1.22, Med: 2, Max: 3.61
Current: 3.55
1.22
3.61
Earnings Yield (Joel Greenblatt) % 5.28
Earnings Yield (Greenblatt) ranked higher than
63.74% of 2413 companies
in the Software - Infrastructure industry.
Industry Max: 2103.44, Med: 2.07, Min: -5000
EVTC: 5.28
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 0.2, Med: 5, Max: 7.1
Current: 5.28
0.2
7.1
Forward Rate of Return (Yacktman) % 12.03
Forward Rate of Return ranked higher than
70.29% of 939 companies
in the Software - Infrastructure industry.
Industry Max: 34548.51, Med: 10.12, Min: -301.2
EVTC: 12.03
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 11.5, Med: 20.35, Max: 24
Current: 12.03
11.5
24

More Statistics

Revenue (TTM) (Mil) $ 462.43
EPS (TTM) $ 1.21
Beta 0.19
Volatility % 22.5
52-Week Range $ 21.2 - 31.63
Shares Outstanding (Mil) 72.38

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 8
Positive ROA Y
Positive CFROA Y
Higher ROA yoy Y
CFROA > ROA Y
Lower Leverage yoy Y
Higher Current Ratio yoy Y
Less Shares Outstanding yoy N
Higher Gross Margin yoy Y
Higher Asset Turnover yoy Y