Business Description
ACI Worldwide Inc
NAICS : 513210
SIC : 7379
ISIN : US0044981019
Share Class Description:
ACIW: Ordinary SharesTotal Employee Number:
2,930Description
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.2 | |||||
Equity-to-Asset | 0.48 | |||||
Debt-to-Equity | 0.57 | |||||
Debt-to-EBITDA | 1.82 | |||||
Interest Coverage | 6.41 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 3.96 | |||||
Beneish M-Score | -2.48 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.5 | |||||
3-Year EBITDA Growth Rate | 8.9 | |||||
3-Year EPS without NRI Growth Rate | 19.5 | |||||
3-Year FCF Growth Rate | 45 | |||||
3-Year Book Growth Rate | 10.2 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.05 | |||||
9-Day RSI | 41.94 | |||||
14-Day RSI | 44.06 | |||||
3-1 Month Momentum % | 26.1 | |||||
6-1 Month Momentum % | 26.13 | |||||
12-1 Month Momentum % | 4.8 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.58 | |||||
Quick Ratio | 1.58 | |||||
Cash Ratio | 0.23 | |||||
Days Sales Outstanding | 40.28 | |||||
Days Payable | 24.15 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.7 | |||||
Shareholder Yield % | 4.97 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 49.08 | |||||
Operating Margin % | 18.61 | |||||
Net Margin % | 12.4 | |||||
EBITDA Margin % | 25.66 | |||||
FCF Margin % | 15.64 | |||||
OCF Margin % | 18.12 | |||||
ROE % | 15.27 | |||||
ROA % | 7.23 | |||||
ROIC % | 8.7 | |||||
3-Year ROIIC % | -52.55 | |||||
ROC (Joel Greenblatt) % | 412.01 | |||||
ROCE % | 15.07 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 23.84 | |||||
Forward PE Ratio | 17.72 | |||||
PE Ratio without NRI | 16.55 | |||||
Shiller PE Ratio | 43.68 | |||||
Price-to-Owner-Earnings | 24.44 | |||||
PEG Ratio | 1.62 | |||||
PS Ratio | 2.94 | |||||
PB Ratio | 3.51 | |||||
Price-to-Tangible-Book | 85.21 | |||||
Price-to-Free-Cash-Flow | 18.82 | |||||
Price-to-Operating-Cash-Flow | 16.24 | |||||
EV-to-EBIT | 16.5 | |||||
EV-to-EBITDA | 12.7 | |||||
EV-to-Forward-EBITDA | 9.82 | |||||
EV-to-Revenue | 3.26 | |||||
EV-to-Forward-Revenue | 2.87 | |||||
EV-to-FCF | 20.82 | |||||
Price-to-GF-Value | 1.01 | |||||
Price-to-Projected-FCF | 1.31 | |||||
Price-to-DCF (Earnings Based) | 0.53 | |||||
Price-to-DCF (FCF Based) | 0.88 | |||||
Price-to-Median-PS-Value | 1.06 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.43 | |||||
Price-to-Graham-Number | 7.92 | |||||
Earnings Yield (Greenblatt) % | 6.06 | |||||
FCF Yield % | 5.43 | |||||
Forward Rate of Return (Yacktman) % | 15.16 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
ACI Worldwide Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,820.131 | ||
| EPS (TTM) ($) | 2.18 | ||
| Beta | 1.0081 | ||
| 3-Year Sharpe Ratio | 0.81 | ||
| 3-Year Sortino Ratio | 1.62 | ||
| Volatility % | 29.8 | ||
| 14-Day RSI | 44.06 | ||
| 14-Day ATR ($) | 1.631408 | ||
| 20-Day SMA ($) | 52.62575 | ||
| 12-1 Month Momentum % | 4.8 | ||
| 52-Week Range ($) | 38.0545 - 61.08 | ||
| Shares Outstanding (Mil) | 100.96 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
ACI Worldwide Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
ACI Worldwide Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-26 08:30 | In 171 days | ||
| Annual report for 2026 | 2027-02-26 | In 170 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-26 | In 170 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-06 08:30 | In 59 days | ||
| Third quarter earnings results for 2026 | 2026-11-06 | In 58 days | ||
| Seaport Research Partners Annual Summer Investor Conference | 2026-08-18 | 52.13 (-0.93%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 08:30 | 57.79 (-1.67%) | ||
| Second quarter earnings results for 2026 | 2026-08-06 | 57.79 (-1.67%) | ||
| General meeting for 2026 | 2026-06-02 10:00 | 45.03 (+1.56%) | ||
| Guidance call for 2026 | 2026-05-18 | 41.66 (+0.85%) |
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ACI Worldwide Inc Frequently Asked Questions
What is ACI Worldwide Inc(ACIW)'s stock price today?
The current price of ACIW is $51.98. The 52 week high of ACIW is $61.08 and 52 week low is $38.05.
When is next earnings date of ACI Worldwide Inc(ACIW)?
The next earnings date of ACI Worldwide Inc(ACIW) is 2026-11-06 Est..
Does ACI Worldwide Inc(ACIW) pay dividends? If so, how much?
ACI Worldwide Inc(ACIW) does not pay dividend.
Guru Commentaries on NAS:ACIW
Weitz Multi Cap Equity Fund
Bullish
2025 Q3
What the manager wrote
ACI Worldwide has demonstrated solid operating results, contributing positively to the Fund's performance. The company is positioned well within the technology sector, benefiting from trends in AI and digital payments. Its consistent performance and growth potential make it an attractive investment, and we believe it will continue to deliver value to shareholders.
Weitz Multi Cap Equity Fund
Bearish
2025 Q2
What the manager wrote
Despite strong first-quarter earnings, payments software provider ACI Worldwide offered a cautious outlook for the coming quarter and fiscal year, leaving investors with a lackluster impression. This cautious outlook suggests potential challenges ahead for the company, which may impact its performance in the near term.
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Articles on ACI Worldwide Inc
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