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Muncy Bank Financial (Muncy Bank Financial) Accounts Receivable : $2.09 Mil (As of Dec. 2022)


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What is Muncy Bank Financial Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Muncy Bank Financial's accounts receivables for the quarter that ended in Dec. 2022 was $2.09 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Muncy Bank Financial's Days Sales Outstanding for the quarter that ended in Dec. 2022 was 34.70.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Muncy Bank Financial's Net-Net Working Capital per share for the quarter that ended in Dec. 2022 was $-296.56.


Muncy Bank Financial Accounts Receivable Historical Data

The historical data trend for Muncy Bank Financial's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Muncy Bank Financial Accounts Receivable Chart

Muncy Bank Financial Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec20 Dec21 Dec22
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.18 1.72 1.57 2.09

Muncy Bank Financial Quarterly Data
Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.57 1.70 1.75 1.84 2.09

Muncy Bank Financial Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Muncy Bank Financial Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Muncy Bank Financial's Days Sales Outstanding for the quarter that ended in Dec. 2022 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=2.086/5.486*91
=34.70

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Muncy Bank Financial's accounts receivable are only considered to be worth 75% of book value:

Muncy Bank Financial's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2022 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(106.553+0.75 * 2.086+0.5 * 0-585.1
-0-0)/1.60836
=-296.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Muncy Bank Financial Accounts Receivable Related Terms

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Muncy Bank Financial (Muncy Bank Financial) Business Description

Traded in Other Exchanges
N/A
Address
Two North Main Street, P.O. Box 179, Muncy, PA, USA, 17756
Muncy Bank Financial Inc is a holding company. It provides commercial, mortgage, residential real estate, and consumer loan financing as well as a deposit, investment, and trust services to its customers serviced by its five community banking offices. The company's loan products include mortgage, home equity, vehicle, personal unsecured and commercial loans, as well as business and real estate loans; and consumer loan financing. It also offers investment services college savings strategies, insurance protection, portfolio analysis, wealth transition, and retirement accounts.

Muncy Bank Financial (Muncy Bank Financial) Headlines