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Business Description
Harford Bank
NAICS : 522110
SIC : 6022
ISIN : US4124791074
Description
Harford Bank is a banking services company. The company provides a full range of banking services to customers located in Harford and Cecil Counties and surrounding areas of northeastern Maryland. The company conducts general commercial banking in its primary service areas, emphasizing the banking needs of individuals and small to medium-sized businesses and professional concerns. The primary source of income for the Bank is the net interest income it earns. The bank has only one operating segment, which is commercial banking.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.74 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.26 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.21 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.4 | |||||
| 3-Year EPS without NRI Growth Rate | 8.4 | |||||
| 3-Year FCF Growth Rate | -3.1 | |||||
| 3-Year Book Growth Rate | 8.5 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 71.77 | |||||
| 9-Day RSI | 63.91 | |||||
| 14-Day RSI | 59.1 | |||||
| 3-1 Month Momentum % | -3.43 | |||||
| 6-1 Month Momentum % | -1.32 | |||||
| 12-1 Month Momentum % | 4.71 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.71 | |||||
| Dividend Payout Ratio | 0.2 | |||||
| 3-Year Dividend Growth Rate | 8.5 | |||||
| Forward Dividend Yield % | 2.79 | |||||
| 5-Year Yield-on-Cost % | 5.22 | |||||
| 3-Year Average Share Buyback Ratio | -1 | |||||
| Shareholder Yield % | 20.23 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 28.08 | |||||
| FCF Margin % | 28.41 | |||||
| ROE % | 11.28 | |||||
| ROA % | 1 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.38 | |||||
| PE Ratio without NRI | 7.32 | |||||
| Shiller PE Ratio | 11.03 | |||||
| Price-to-Owner-Earnings | 7.93 | |||||
| PEG Ratio | 0.93 | |||||
| PS Ratio | 2.06 | |||||
| PB Ratio | 0.79 | |||||
| Price-to-Tangible-Book | 0.79 | |||||
| Price-to-Free-Cash-Flow | 7.3 | |||||
| Price-to-Operating-Cash-Flow | 6.95 | |||||
| EV-to-Revenue | -1.18 | |||||
| EV-to-FCF | -4.24 | |||||
| Price-to-GF-Value | 0.94 | |||||
| Price-to-Projected-FCF | 0.43 | |||||
| Price-to-DCF (Earnings Based) | 0.36 | |||||
| Price-to-DCF (FCF Based) | 0.25 | |||||
| Price-to-Median-PS-Value | 0.85 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.93 | |||||
| Price-to-Graham-Number | 0.51 | |||||
| FCF Yield % | 13.71 | |||||
| Forward Rate of Return (Yacktman) % | 19.88 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Harford Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 24.799 | ||
| EPS (TTM) ($) | 4.66 | ||
| Beta | -0.14 | ||
| 3-Year Sharpe Ratio | 0.01 | ||
| 3-Year Sortino Ratio | 0.01 | ||
| Volatility % | 6.84 | ||
| 14-Day RSI | 59.1 | ||
| 14-Day ATR ($) | 0.284022 | ||
| 20-Day SMA ($) | 33.976875 | ||
| 12-1 Month Momentum % | 4.71 | ||
| 52-Week Range ($) | 31.35 - 34.75 | ||
| Shares Outstanding (Mil) | 1.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Harford Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Harford Bank Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Harford Bank Frequently Asked Questions
What is Harford Bank(HFBK)'s stock price today?
The current price of HFBK is $34.40. The 52 week high of HFBK is $34.75 and 52 week low is $31.35.
When is next earnings date of Harford Bank(HFBK)?
The next earnings date of Harford Bank(HFBK) is 2025-05-01 Est..
Does Harford Bank(HFBK) pay dividends? If so, how much?
The Dividend Yield %  of Harford Bank(HFBK) is 2.71% (As of Today), Highest Dividend Payout Ratio of Harford Bank(HFBK) was 0.47. The lowest was 0.2. And the median was 0.23. The  Forward Dividend Yield % of Harford Bank(HFBK) is 2.79%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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