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Business Description
United Bancshares Inc
NAICS : 522110
SIC : 6021
ISIN : US9094581017
Description
United Bancshares Inc is a bank holding company. The company provides commercial and retail banking services. It offers a range of commercial banking services, including checking accounts, savings and money market accounts, online banking, wealth management services and treasury management services. The company also provides commercial, consumer, agricultural, residential mortgage and home equity loans; certificates of deposit, safe deposit box rentals, and other personalized banking services.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 10.16 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.17 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.59 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -10.1 | |||||
| 3-Year EPS without NRI Growth Rate | -12.4 | |||||
| 3-Year FCF Growth Rate | -8.3 | |||||
| 3-Year Book Growth Rate | -3.2 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 2.16 | |||||
| 9-Day RSI | 17.56 | |||||
| 14-Day RSI | 34.98 | |||||
| 3-1 Month Momentum % | 16 | |||||
| 6-1 Month Momentum % | 45.07 | |||||
| 12-1 Month Momentum % | 52.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.2 | |||||
| Dividend Payout Ratio | 0.31 | |||||
| 3-Year Dividend Growth Rate | 19.9 | |||||
| Forward Dividend Yield % | 3.2 | |||||
| 5-Year Yield-on-Cost % | 6.38 | |||||
| 3-Year Average Share Buyback Ratio | 2.5 | |||||
| Shareholder Yield % | 5.27 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 22.71 | |||||
| FCF Margin % | 30.01 | |||||
| ROE % | 9.4 | |||||
| ROA % | 0.76 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.75 | |||||
| PE Ratio without NRI | 9.75 | |||||
| Shiller PE Ratio | 8.56 | |||||
| Price-to-Owner-Earnings | 14.66 | |||||
| PEG Ratio | 3.9 | |||||
| PS Ratio | 2.22 | |||||
| PB Ratio | 0.82 | |||||
| Price-to-Tangible-Book | 0.82 | |||||
| Price-to-Free-Cash-Flow | 7.55 | |||||
| Price-to-Operating-Cash-Flow | 6.59 | |||||
| EV-to-Revenue | -2.06 | |||||
| EV-to-FCF | -6.73 | |||||
| Price-to-GF-Value | 1.55 | |||||
| Price-to-Projected-FCF | 0.48 | |||||
| Price-to-DCF (Earnings Based) | 0.52 | |||||
| Price-to-DCF (FCF Based) | 0.32 | |||||
| Price-to-Median-PS-Value | 1.12 | |||||
| Price-to-Graham-Number | 0.6 | |||||
| FCF Yield % | 13.68 | |||||
| Forward Rate of Return (Yacktman) % | 8.81 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 37.314 | ||
| EPS (TTM) ($) | 2.82 | ||
| Beta | -0.21 | ||
| 3-Year Sharpe Ratio | -0.15 | ||
| 3-Year Sortino Ratio | -0.26 | ||
| Volatility % | 40.67 | ||
| 14-Day RSI | 34.98 | ||
| 14-Day ATR ($) | 0.404103 | ||
| 20-Day SMA ($) | 28.72782 | ||
| 12-1 Month Momentum % | 52.55 | ||
| 52-Week Range ($) | 18.28 - 31 | ||
| Shares Outstanding (Mil) | 2.98 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Bancshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Bancshares Inc Frequently Asked Questions
What is United Bancshares Inc(UBOH)'s stock price today?
The current price of UBOH is $27.49. The 52 week high of UBOH is $31.00 and 52 week low is $18.28.
When is next earnings date of United Bancshares Inc(UBOH)?
The next earnings date of United Bancshares Inc(UBOH) is 2025-04-22 Est..
Does United Bancshares Inc(UBOH) pay dividends? If so, how much?
The Dividend Yield %  of United Bancshares Inc(UBOH) is 3.2% (As of Today), Highest Dividend Payout Ratio of United Bancshares Inc(UBOH) was 0.31. The lowest was 0.12. And the median was 0.2. The  Forward Dividend Yield % of United Bancshares Inc(UBOH) is 3.2%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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