Guangzhou Rural Commercial Bank Co (HKSE:01551) Forward Dividend Yield %: 3.54% (As of Jul. 20, 2026)

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HKSE:01551 Guangzhou Rural Commercial Bank Co Ltd HKSE:01551
57 GF Score
Price HK$1.49
GF Value HK$1.21
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co Forward Dividend Yield %?

Guangzhou Rural Commercial Bank Co HKSE:01551 -1.32% 57 Forward Dividend Yield % is 3.54% as of Jul. 20, 2026. GuruFocus rates HKSE:01551 with a GF Score™ of 57/100 and a GF Value™ of HK$1.21 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,238 Banks companies, Guangzhou Rural Commercial Bank Co ranks better than 61.07% on this metric.

As of today (2026-07-20), the Forward Annual Dividend Yield of Guangzhou Rural Commercial Bank Co is 3.54%.

As of today (2026-07-20), the Trailing Annual Dividend Yield of Guangzhou Rural Commercial Bank Co is 3.54%.

HKSE:01551's Forward Dividend Yield % is ranked better than
61.07% of 1238 companies
in the Banks industry
Industry Median: 3.11 vs HKSE:01551: 3.54

Guangzhou Rural Commercial Bank Co's Dividends per Share for the six months ended in Dec. 2025 was HK$0.00.

During the past 12 months, Guangzhou Rural Commercial Bank Co's average Dividends Per Share Growth Rate was 13.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -24.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -31.10% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Guangzhou Rural Commercial Bank Co was 2.80% per year. The lowest was -43.80% per year. And the median was -21.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Guangzhou Rural Commercial Bank Co  (HKSE:01551) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Guangzhou Rural Commercial Bank Co Forward Dividend Yield % Related Terms


Guangzhou Rural Commercial Bank Co Forward Dividend Yield % Competitor Comparison

For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guangzhou Rural Commercial Bank Co Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Guangzhou Rural Commercial Bank Co's Forward Dividend Yield % falls into.


HKSE:01551
57GF Score
Guangzhou Rural Commercial Bank Co Ltd HKSE:01551
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Guangzhou Rural Commercial Bank Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
HKD 0.0527932026-06-022026-06-042026-07-15Cash DividendannuallyHKD:HKD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Guangzhou Rural Commercial Bank Co's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.052793/1.49
=3.54 %

Current Share Price is HK$1.49.
Guangzhou Rural Commercial Bank Co's Dividends per Share for the forward twelve months is calculated as HK$0.052793 * 1 = HK$0.052793.

Guangzhou Rural Commercial Bank Co's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.052793/1.49
=3.54 %

Current Share Price is HK$1.49.
Guangzhou Rural Commercial Bank Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is HK$0.052793.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 3.54% mean?
Guangzhou Rural Commercial Bank Co (HKSE:01551) has a Forward Dividend Yield % of 3.54% as of Jul. 20, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #482 out of 1238 companies in the Banks industry, placing it in the top 38.9%.
Is Guangzhou Rural Commercial Bank Co's Forward Dividend Yield % too high?
Guangzhou Rural Commercial Bank Co's current Forward Dividend Yield % is 3.54%. The Banks industry median Forward Dividend Yield % is 3.11. Guangzhou Rural Commercial Bank Co's value of 3.54% is 13.8% above this industry median. Based on the distribution chart, Guangzhou Rural Commercial Bank Co ranks #482 out of 1238 companies in the Banks industry, which is above the industry midpoint. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #482 out of 1238 companies for Forward Dividend Yield %. This puts Guangzhou Rural Commercial Bank Co in the upper half of its industry. The industry median Forward Dividend Yield % is 3.11. Guangzhou Rural Commercial Bank Co's value of 3.54% is 13.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.11, based on 1,238 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guangzhou Rural Commercial Bank Co's current Forward Dividend Yield % of 3.54% is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guangzhou Rural Commercial Bank Co's current Forward Dividend Yield % is 3.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co (HKSE:01551) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$1.21, compared to a current price of HK$1.49 — trading 23.1% above its estimated fair value. The current Forward Dividend Yield % is 3.54% and 13.8% above the Banks industry median of 3.11. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (HKSE:01551), the current Forward Dividend Yield % is 3.54% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (HKSE:01551) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of HK$1.49 is trading 23.1% above its estimated GF Value™ of HK$1.21. GuruFocus considers Guangzhou Rural Commercial Bank Co to be Modestly Overvalued.

Key valuation signals for HKSE:01551:

  • Forward Dividend Yield %: 3.54%
  • GF Value™: HK$1.21 vs. price of HK$1.49 (23.1% above fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 13.8% above the Banks median (#482 of 1238)

No single metric tells the full story. See the HKSE:01551 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

Get the complete analysis for HKSE:01551

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.49
Price
HK$1.21
GF Value