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During the past 12 months, Harel Insurance Investments & Financial Services's average Dividends Per Share Growth Rate was 218.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 1.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Harel Insurance Investments & Financial Services was 54.20% per year. The lowest was -18.00% per year. And the median was 12.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
XTAE:HARL vs BRK.A, AIG, HIG: Forward Dividend Yield % Comparison
For the Insurance - Diversified subindustry, Harel Insurance Investments & Financial Services's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harel Insurance Investments & Financial Services Forward Dividend Yield % vs Insurance Industry
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Harel Insurance Investments & Financial Services Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
ILS 1.950000
2026-09-03
2026-09-03
2026-09-16
Cash Dividend
quarterly
ILS:ILS 1.000000
ILS 2.430000
2026-06-29
2026-06-29
2026-07-15
Cash Dividend
quarterly
ILS:ILS 1.000000
ILS 2.580000
2026-04-09
2026-04-09
2026-04-20
Cash Dividend
semi-annually
ILS:ILS 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 4.45% mean?
Harel Insurance Investments & Financial Services (XTAE:HARL) has a Forward Dividend Yield % of 4.45% as of Sep. 21, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Harel Insurance Investments & Financial Services and its competitors. According to the industry distribution chart, Harel Insurance Investments & Financial Services ranks #131 out of 418 companies in the Insurance industry, placing it in the top 31.3%.
Is Harel Insurance Investments & Financial Services' Forward Dividend Yield % too high?
Harel Insurance Investments & Financial Services' current Forward Dividend Yield % is 4.45%. The Insurance industry median Forward Dividend Yield % is 3.32. Harel Insurance Investments & Financial Services' value of 4.45% is 34.2% above this industry median. Based on the distribution chart, Harel Insurance Investments & Financial Services ranks #131 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Harel Insurance Investments & Financial Services has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harel Insurance Investments & Financial Services' Forward Dividend Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Harel Insurance Investments & Financial Services ranks #131 out of 418 companies for Forward Dividend Yield %. This puts Harel Insurance Investments & Financial Services in the upper half of its industry. The industry median Forward Dividend Yield % is 3.32. Harel Insurance Investments & Financial Services' value of 4.45% is 34.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.32, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harel Insurance Investments & Financial Services's current Forward Dividend Yield % of 4.45% is 34.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Harel Insurance Investments & Financial Services and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harel Insurance Investments & Financial Services's current Forward Dividend Yield % is 4.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harel Insurance Investments & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Harel Insurance Investments & Financial Services (XTAE:HARL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪76.48, compared to a current price of ₪200.00 — trading 161.5% above its estimated fair value. The current Forward Dividend Yield % is 4.45% and 34.2% above the Insurance industry median of 3.32. Harel Insurance Investments & Financial Services' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Harel Insurance Investments & Financial Services (XTAE:HARL), the current Forward Dividend Yield % is 4.45% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harel Insurance Investments & Financial Services (XTAE:HARL) Overvalued in 2026?
Based on GuruFocus' analysis, Harel Insurance Investments & Financial Services stock appears to be overvalued.
The current stock price of ₪200.00 is trading 161.5% above its estimated GF Value™ of ₪76.48.
GuruFocus considers Harel Insurance Investments & Financial Services to be Significantly Overvalued.
Key valuation signals for XTAE:HARL:
Forward Dividend Yield %: 4.45%
GF Value™: ₪76.48 vs. price of ₪200.00 (161.5% above fair value)
Industry Position: 34.2% above the Insurance median (#131 of 418)
No single metric tells the full story. See the XTAE:HARL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harel Insurance Investments & Financial Services Ltd is a diversified insurance company that offers a selection of life insurance policies, health insurance, nursing insurance, travel insurance, car insurance, and rent and property insurance to residential and commercial customers in Israel. The company also generates revenue through investment portfolio management, mutual funds, and exchange-traded funds. Its operating segments include Life assurance and long-term savings, Health insurance, and Non-life insurance. Non-life insurance consists of five sub-segments: Motor property (CASCO); Compulsory motor; Other liabilities sectors; Property and other sectors; and Credit insurance for residential mortgages and development and operating services for mortgage portfolios.
75GF Score
Get the complete analysis for XTAE:HARL
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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