In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Randolph Bancorp's net-net working capital per share for the quarter that ended in Mar. 2022 was $-108.25.
The industry rank for Randolph Bancorp's Net-Net Working Capital or its related term are showing as below:
Randolph Bancorp Net-Net Working Capital Historical Data
The historical data trend for Randolph Bancorp's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
|
Randolph Bancorp Annual Data
|
|
Trend |
Dec14 |
Dec15 |
Dec16 |
Dec17 |
Dec18 |
Dec19 |
Dec20 |
Dec21 |
| Net-Net Working Capital |
|
|
|
|
-62.31 |
-80.52 |
-87.01 |
-100.25 |
-104.45 |
|
Randolph Bancorp Quarterly Data
|
|
Jun17 |
Sep17 |
Dec17 |
Mar18 |
Jun18 |
Sep18 |
Dec18 |
Mar19 |
Jun19 |
Sep19 |
Dec19 |
Mar20 |
Jun20 |
Sep20 |
Dec20 |
Mar21 |
Jun21 |
Sep21 |
Dec21 |
Mar22 |
| Net-Net Working Capital |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-98.26 |
-106.04 |
-114.54 |
-104.45 |
-108.25 |
Competitive Comparison
For the Banks - Regional subindustry, Randolph Bancorp's Net-Net Working Capital, along with its competitors' market caps and Net-Net Working Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Randolph Bancorp Net-Net Working Capital Distribution
For the Banks industry and Financial Services sector, Randolph Bancorp's Net-Net Working Capital distribution charts can be found below:
* The bar in red indicates where Randolph Bancorp's Net-Net Working Capital falls into.
Randolph Bancorp Net-Net Working Capital Calculation
Randolph Bancorp's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in Dec. 2021 is calculated as
Randolph Bancorp's Net-Net Working Capital (NNWC) per share for the quarter that ended in Mar. 2022 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
Randolph Bancorp Business Description
Traded in Other Exchanges
N/A
Address
10 Cabot Place, Stoughton, MA, USA, 02072
Randolph Bancorp Inc is a bank holding company of Envision Bank. The company is engaged in providing financial services to individuals, families, and small to mid-size businesses. The business of the company includes accepting deposits from the public and investing those deposits, commercial real estate loans, construction loans, investment securities, and consumer loans. The firm also offers deposit accounts, certificates of deposit, and money market accounts. The company has two reporting segments; Envision Bank, which is the key revenue generating segment; and Envision Mortgage. Envision Mortgage consists primarily of gains on loan origination and sales activities, loan servicing income and interest income on loans held for sale and residential construction loans.
Executives
| Kirwin Ryan J. |
officer: EVP/Residential Lending |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Parent William M |
director, officer: President and CEO |
C/O GRAIL INVESTMENT CORP. 767 THIRD AVENUE, 21ST FLOOR NEW YORK NY 10017 |
| Olson Richard D. Jr. |
officer: SVP/Retail & Marketing |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Pierce Richard C. |
director |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Wentzell Janis E. |
director |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Welch James G. |
director |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Trubiano Louis J. |
director |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Joyce Daniel M. |
director |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Messmore Lauren |
officer: EVP, CFO and Treasurer |
320 NORWOOD PARK SOUTH NORWOOD MA 02062 |
| Quigley Kenneth K Jr |
director |
PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> Ownership Information: QUIGLEY KENNETH K JR a.header:link {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:visited {color: #3b4fae; font-weight: bold; text-decoration: underline;} a.header:hover {color: #191970;} |
| Foresta Thomas A. |
officer: SVP/CIO |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Curry Nancy J. |
officer: SVP/Commercial Lending |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Thaxter Donna L. |
officer: SVP/Residential Operations |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Devlin Michael K |
officer: EVP, CFO and Treasurer |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
| Mcdonough James P |
director, officer: President and CEO |
C/O RANDOLPH BANCORP, INC. 10 CABOT PLACE STOUGHTON MA 02072 |
Randolph Bancorp Headlines
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