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The Community Financial (The Community Financial) Shiller PE Ratio : 9.25 (As of May. 09, 2024)


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What is The Community Financial Shiller PE Ratio?

As of today (2024-05-09), The Community Financial's current share price is $27.09. The Community Financial's E10 for the quarter that ended in Mar. 2023 was $2.93. The Community Financial's Shiller PE Ratio for today is 9.25.

The historical rank and industry rank for The Community Financial's Shiller PE Ratio or its related term are showing as below:

TCFC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.38   Med: 14.86   Max: 27.2
Current: 9.24

During the past years, The Community Financial's highest Shiller PE Ratio was 27.20. The lowest was 8.38. And the median was 14.86.

TCFC's Shiller PE Ratio is not ranked
in the Banks industry.
Industry Median: 10.41 vs TCFC: 9.24

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Community Financial's adjusted earnings per share data for the three months ended in Mar. 2023 was $1.300. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.93 for the trailing ten years ended in Mar. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Community Financial Shiller PE Ratio Historical Data

The historical data trend for The Community Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Community Financial Shiller PE Ratio Chart

The Community Financial Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.41 20.49 14.08 16.59 14.13

The Community Financial Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.12 13.81 12.48 14.13 11.30

Competitive Comparison of The Community Financial's Shiller PE Ratio

For the Banks - Regional subindustry, The Community Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Community Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, The Community Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Community Financial's Shiller PE Ratio falls into.



The Community Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Community Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=27.09/2.93
=9.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Community Financial's E10 for the quarter that ended in Mar. 2023 is calculated as:

For example, The Community Financial's adjusted earnings per share data for the three months ended in Mar. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2023 (Change)*Current CPI (Mar. 2023)
=1.3/127.3478*127.3478
=1.300

Current CPI (Mar. 2023) = 127.3478.

The Community Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201306 0.510 98.518 0.659
201309 0.550 98.790 0.709
201312 0.280 98.326 0.363
201403 0.360 99.695 0.460
201406 0.280 100.560 0.355
201409 0.390 100.428 0.495
201412 0.320 99.070 0.411
201503 0.380 99.621 0.486
201506 0.370 100.684 0.468
201509 0.270 100.392 0.342
201512 0.330 99.792 0.421
201603 0.350 100.470 0.444
201606 0.380 101.688 0.476
201609 0.420 101.861 0.525
201612 0.440 101.863 0.550
201703 0.510 102.862 0.631
201706 0.550 103.349 0.678
201709 0.600 104.136 0.734
201712 -0.100 104.011 -0.122
201803 0.220 105.290 0.266
201806 0.420 106.317 0.503
201809 0.700 106.507 0.837
201812 0.690 105.998 0.829
201903 0.700 107.251 0.831
201906 0.650 108.070 0.766
201909 0.660 108.329 0.776
201912 0.730 108.420 0.857
202003 0.470 108.902 0.550
202006 0.590 108.767 0.691
202009 0.640 109.815 0.742
202012 1.040 109.897 1.205
202103 1.070 111.754 1.219
202106 1.100 114.631 1.222
202109 1.120 115.734 1.232
202112 1.180 117.630 1.277
202203 1.100 121.301 1.155
202206 1.210 125.017 1.233
202209 1.340 125.227 1.363
202212 1.350 125.222 1.373
202303 1.300 127.348 1.300

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


The Community Financial  (NAS:TCFC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


The Community Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of The Community Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


The Community Financial (The Community Financial) Business Description

Traded in Other Exchanges
N/A
Address
3035 Leonardtown Road, Waldorf, MD, USA, 20601
The Community Financial Corp is a bank holding company for Community Bank of the Chesapeake (The bank). The company is engaged in providing financial services to individuals and businesses through its offices in Southern Maryland and Fredericksburg, Virginia. The company offers deposits like demand, savings, and time. Also, it offers lending products like commercial and residential mortgage loans, commercial loans, construction and land development loans, home equity, and second mortgages and commercial equipment loans.
Executives
John Anthony Chappelle other: EVP & CDO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Sanders Edward Lawrence Iii director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Todd L Capitani officer: EVP & Senior Financial Officer 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Michael Brian Adams director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Kimberly Briscoe-tonic director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Mohammad Arshed Javaid director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Rebecca Middleton Mcdonald director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Tala Tay other: EVP & CRO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Brian Scot Ebron other: EVP & CBO-VA of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Patrick Douglas Pierce other: EVP & CBO-MD of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Lacey Amanda Pierce other: EVP & CAO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Slater A Joseph Jr director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
William J Pasenelli officer: Executive V.P. & CFO 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Mary Todd Peterson director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Stone Joseph V Jr director C/O TRI-COUNTY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601