Business Description
Isabella Bank Corp
NAICS : 522110
SIC : 6022
401 North Main Street, Mount Pleasant, MI, USA, 48858
Description
Isabella Bank Corp is a US-based financial service holding company. It offers banking services to businesses, institutions, and individuals. Its lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services, and automated teller machines. The company also offers full-service trust and brokerage services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 2.09 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.21 | |||||
| Debt-to-EBITDA | 0.59 | |||||
| Interest Coverage | N/A |
N/A
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N/A
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| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | -1.91 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.4 | |||||
| 3-Year EPS without NRI Growth Rate | 12.1 | |||||
| 3-Year FCF Growth Rate | 7.2 | |||||
| 3-Year Book Growth Rate | 4 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 51.89 | |||||
| 9-Day RSI | 47.22 | |||||
| 14-Day RSI | 45.74 | |||||
| 6-1 Month Momentum % | -6.45 | |||||
| 12-1 Month Momentum % | 3.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.59 | |||||
| Dividend Payout Ratio | 0.43 | |||||
| 3-Year Dividend Growth Rate | 1.3 | |||||
| Forward Dividend Yield % | 4.59 | |||||
| 5-Year Yield-on-Cost % | 5.04 | |||||
| 3-Year Average Share Buyback Ratio | 1.4 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 29.3 | |||||
| ROE % | 9.38 | |||||
| ROA % | 0.95 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.32 | |||||
| PE Ratio without NRI | 9.32 | |||||
| Shiller PE Ratio | 11.12 | |||||
| Price-to-Owner-Earnings | 8.41 | |||||
| PEG Ratio | 2.82 | |||||
| PS Ratio | 2.73 | |||||
| PB Ratio | 0.93 | |||||
| Price-to-Tangible-Book | 1.25 | |||||
| Price-to-Free-Cash-Flow | 8.06 | |||||
| Price-to-Operating-Cash-Flow | 7.44 | |||||
| EV-to-Revenue | 2.02 | |||||
| EV-to-FCF | 5.98 | |||||
| Price-to-Projected-FCF | 0.5 | |||||
| Price-to-Median-PS-Value | 0.76 | |||||
| Price-to-Graham-Number | 0.72 | |||||
| Forward Rate of Return (Yacktman) % | 14.03 |
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Executives
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 66.581 | ||
| EPS (TTM) ($) | 2.52 | ||
| Beta | 0.41 | ||
| Volatility % | 17.85 | ||
| 14-Day RSI | 45.74 | ||
| 14-Day ATR ($) | 0.255636 | ||
| 20-Day SMA ($) | 23.555 | ||
| 12-1 Month Momentum % | 3.9 | ||
| 52-Week Range ($) | 22.61 - 29 | ||
| Shares Outstanding (Mil) | 7.55 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Isabella Bank Corp Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||