RF (Regions Financial) Average Interest Earning Assets (USD Mil): 141,337.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RF Regions Financial Corp RF
71 GF Score
Price $30.65
GF Value $25.06
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Regions Financial Average Interest Earning Assets (USD Mil)?

Regions Financial RF -0.95% 71 Average Interest Earning Assets (USD Mil) is 141,337.00 as of Jun. 2026. GuruFocus rates RF with a GF Score™ of 71/100 and a GF Value™ of $25.06 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.

Regions Financial's Average Interest Earning Assets (USD Mil) for the quarter that ended in Jun. 2026 was 141,337.00 , which is higher than 139,428.00 for the pervious quarter ended in Mar. 2026.

Regions Financial's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 139,428.00 , which is higher than 137,472.00 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Regions Financial's Average Interest Earning Assets (USD Mil) or its related term are showing as below:

RF's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.

Regions Financial  (NYSE:RF) Average Interest Earning Assets (USD Mil) Explanation

Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.

Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.


Regions Financial Average Interest Earning Assets (USD Mil) Related Terms


Regions Financial Average Interest Earning Assets (USD Mil) Historical Data

* Premium members only.

The historical data trend for Regions Financial's Average Interest Earning Assets (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Average Interest Earning Assets (USD Mil) Chart

Regions Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Regions FinancialQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

RF vs FCNCA, KEY, CFG: Average Interest Earning Assets (USD Mil) Comparison

For the Banks - Regional subindustry, Regions Financial's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RF
71GF Score
Regions Financial Corp RF
Average Interest Earning Assets (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Average Interest Earning Assets (USD Mil) of 141,337.00 mean?
Regions Financial (RF) has a Average Interest Earning Assets (USD Mil) of 141,337.00 as of Jun. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Regions Financial and its competitors.
Is Regions Financial's Average Interest Earning Assets (USD Mil) too high?
Regions Financial's current Average Interest Earning Assets (USD Mil) is 141,337.00. Overall, Regions Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Average Interest Earning Assets (USD Mil) compare to FCNCA and KEY?
Regions Financial's Average Interest Earning Assets (USD Mil) of 141,337.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Regions Financial and its competitors. Regions Financial's current Average Interest Earning Assets (USD Mil) is 141,337.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (RF) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.06, compared to a current price of $30.65 — trading 22.3% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 141,337.00. Regions Financial's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Regions Financial (RF), the current Average Interest Earning Assets (USD Mil) is 141,337.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of $30.65 is trading 22.3% above its estimated GF Value™ of $25.06. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for RF:

  • Average Interest Earning Assets (USD Mil): 141,337.00
  • GF Value™: $25.06 vs. price of $30.65 (22.3% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
71GF Score

Get the complete analysis for RF

Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.65
Price
$25.06
GF Value