Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Regions Financial's current 5-Year Share Buyback Ratio was 1.80%.
RF's 5-Year Share Buyback Ratio is ranked better than 88.82% of 1091
companies
in the Banks industry
Industry Median: -0.5
vs RF: 1.80
Regions Financial (NYSE:RF) 5-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Regions Financial 5-Year Share Buyback Ratio Related Terms
RF vs FCNCA, KEY, CFG: 5-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Regions Financial's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial 5-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's 5-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Regions Financial's 5-Year Share Buyback Ratio falls into.
Regions Financial 5-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Share Buyback Ratio of 1.80 mean?
Regions Financial (RF) has a 5-Year Share Buyback Ratio of 1.80 as of Mar. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Regions Financial and its competitors. According to the industry distribution chart, Regions Financial ranks #122 out of 1091 companies in the Banks industry, placing it in the top 11.2%.
Is Regions Financial's 5-Year Share Buyback Ratio too high?
Regions Financial's current 5-Year Share Buyback Ratio is 1.80. Based on the distribution chart, Regions Financial ranks #122 out of 1091 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Regions Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's 5-Year Share Buyback Ratio compare to FCNCA and KEY?
According to the Banks industry distribution chart, Regions Financial ranks #122 out of 1091 companies for 5-Year Share Buyback Ratio. This places Regions Financial in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Regions Financial and its competitors. Regions Financial's current 5-Year Share Buyback Ratio is 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (RF) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.06, compared to a current price of $30.94 — trading 23.5% above its estimated fair value. The current 5-Year Share Buyback Ratio is 1.80. Regions Financial's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Regions Financial (RF), the current 5-Year Share Buyback Ratio is 1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of $30.94 is trading 23.5% above its estimated GF Value™ of $25.06.
GuruFocus considers Regions Financial to be Modestly Overvalued.
Key valuation signals for RF:
5-Year Share Buyback Ratio: 1.80
GF Value™: $25.06 vs. price of $30.94 (23.5% above fair value)
No single metric tells the full story. See the RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
71GF Score
Get the complete analysis for RF
5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RF has been successfully added to your 
