CRARF (Credit Agricole) Beta: 0.2088 (As of Jun. 25, 2026)


CRARF Credit Agricole SA CRARF
64 GF Score
Price $20.15
GF Value $18.34
Valuation Fairly Valued
! 6 Warning Signs
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What is Credit Agricole Beta?

Credit Agricole CRARF 64 Beta is 0.2088 as of Jun. 25, 2026. GuruFocus rates CRARF with a GF Score™ of 64/100 and a GF Value™ of $18.34 (Fairly Valued). The stock has 6 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-25), Credit Agricole's Beta is 0.2088.


Credit Agricole  (OTCPK:CRARF) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Credit Agricole Beta Related Terms


Credit Agricole Beta Historical Data

* Premium members only.

The historical data trend for Credit Agricole's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Beta Chart

Credit Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 1.61 1.02 0.73 -0.08

Credit Agricole Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.37 0.15 -0.08 0.13

Credit Agricole Beta Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Beta vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Beta distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Beta falls into.


CRARF
64GF Score
Credit Agricole SA CRARF
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.2088 mean?
Credit Agricole (CRARF) has a Beta of 0.2088 as of Jun. 25, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Credit Agricole and its competitors.
Is Credit Agricole's Beta too high?
Credit Agricole's current Beta is 0.2088. Overall, Credit Agricole has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Beta compare to competitors?
Credit Agricole's Beta of 0.2088 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Credit Agricole and its competitors. Credit Agricole's current Beta is 0.2088. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (CRARF) is currently considered Fairly Valued. The stock's GF Value™ is $18.34, compared to a current price of $20.15 — trading 9.9% above its estimated fair value. The current Beta is 0.2088. Credit Agricole's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Credit Agricole (CRARF), the current Beta is 0.2088 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (CRARF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be overvalued. The current stock price of $20.15 is trading 9.9% above its estimated GF Value™ of $18.34. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for CRARF:

  • Beta: 0.2088
  • GF Value™: $18.34 vs. price of $20.15 (9.9% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the CRARF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
64GF Score

Get the complete analysis for CRARF

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.15
Price
$18.34
GF Value