Finseta (FRA:90W) Beta: 2.1483 (As of Jun. 26, 2026)


FRA:90W Finseta PLC FRA:90W
37 GF Score
Price €0.13
GF Value €0.43
Valuation Possible Value Trap
! 2 Warning Signs
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What is Finseta Beta?

Finseta FRA:90W 37 Beta is 2.1483 as of Jun. 26, 2026. GuruFocus rates FRA:90W with a GF Score™ of 37/100 and a GF Value™ of €0.43 (Possible Value Trap). The stock has 2 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-26), Finseta's Beta is 2.1483.

Finseta  (FRA:90W) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Finseta Beta Related Terms

Finseta Beta Historical Data

* Premium members only.

The historical data trend for Finseta's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finseta Beta Chart

Finseta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial 0.00 0.00 0.00 -2.14 -4.43

Finseta Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.80 -2.14 1.63 -4.43

FRA:90W vs MSFT, ORCL, PLTR: Beta Comparison

For the Software - Infrastructure subindustry, Finseta's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finseta Beta vs Software Industry

For the Software industry and Technology sector, Finseta's Beta distribution charts can be found below:

* The bar in red indicates where Finseta's Beta falls into.


FRA:90W
37GF Score
Finseta PLC FRA:90W
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Finseta Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 2.1483 mean?
Finseta (FRA:90W) has a Beta of 2.1483 as of Jun. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Finseta and its competitors.
Is Finseta's Beta too high?
Finseta's current Beta is 2.1483. Overall, Finseta has a GF Score™ of 37/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finseta's Beta compare to MSFT and ORCL?
Finseta's Beta of 2.1483 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Software company?
A good Beta depends on the Software industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Finseta and its competitors. Finseta's current Beta is 2.1483. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finseta stock overvalued right now?
Based on GuruFocus' analysis, Finseta (FRA:90W) is currently considered Possible Value Trap. The stock's GF Value™ is €0.43, compared to a current price of €0.13 — trading 70.2% below its estimated fair value. The current Beta is 2.1483. Finseta's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Finseta (FRA:90W), the current Beta is 2.1483 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finseta (FRA:90W) Overvalued in 2026?

Based on GuruFocus' analysis, Finseta stock appears to be undervalued. The current stock price of €0.13 is trading 70.2% below its estimated GF Value™ of €0.43. GuruFocus considers Finseta to be Possible Value Trap.

Key valuation signals for FRA:90W:

  • Beta: 2.1483
  • GF Value™: €0.43 vs. price of €0.13 (70.2% below fair value)
  • GF Score™: 37/100 with 2 warning signs

No single metric tells the full story. See the FRA:90W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finseta Business Description

Other Exchanges FIN:UK
Address 14-18 Copthall Avenue, London, GBR, EC2R 7DJ
Finseta PLC is a foreign exchange and payments company offering multi-currency accounts and payment solutions to businesses and individuals. The Group provides international payment, currency management, and electronic account services across several countries in various currencies using its proprietary cloud-based multi-currency payments platform. Additionally, it offers the Finseta Corporate Card, enabling real-time spend tracking, multi-user access, and international transactions. Geographically, the majority of the company's revenue is generated from the United Kingdom, followed by the Rest of the world.
37GF Score

Get the complete analysis for FRA:90W

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.43
GF Value