IPSI (Innovative Payment Solutions) Beta: 3.0374 (As of Aug. 07, 2026)

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What is Innovative Payment Solutions Beta?

Innovative Payment Solutions IPSI Beta is 3.0374 as of Aug. 07, 2026. The stock has 3 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-07), Innovative Payment Solutions's Beta is 3.0374.

Innovative Payment Solutions  (OTCPK:IPSI) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Innovative Payment Solutions Beta Related Terms

Innovative Payment Solutions Beta Historical Data

* Premium members only.

The historical data trend for Innovative Payment Solutions's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Innovative Payment Solutions Beta Chart

Innovative Payment Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 2.65 0.80 -0.38 2.31

Innovative Payment Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 2.35 2.18 2.31 3.13

IPSI vs VISM, SMKG, OVTZ: Beta Comparison

For the Software - Infrastructure subindustry, Innovative Payment Solutions's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Innovative Payment Solutions Beta vs Software Industry

For the Software industry and Technology sector, Innovative Payment Solutions's Beta distribution charts can be found below:

* The bar in red indicates where Innovative Payment Solutions's Beta falls into.


Innovative Payment Solutions Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 3.0374 mean?
Innovative Payment Solutions (IPSI) has a Beta of 3.0374 as of Aug. 07, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Innovative Payment Solutions and its competitors.
Is Innovative Payment Solutions' Beta too high?
Innovative Payment Solutions' current Beta is 3.0374.
How does Innovative Payment Solutions' Beta compare to VISM and SMKG?
Innovative Payment Solutions' Beta of 3.0374 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Software company?
A good Beta depends on the Software industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Innovative Payment Solutions and its competitors. Innovative Payment Solutions's current Beta is 3.0374. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Innovative Payment Solutions stock overvalued right now?
Innovative Payment Solutions (IPSI) has a current Beta of 3.0374. The current Beta is 3.0374. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Innovative Payment Solutions (IPSI), the current Beta is 3.0374 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Innovative Payment Solutions Business Description

Address 732 South 6th Street, No. 4621, Las Vegas, NV, USA, 89101
Innovative Payment Solutions Inc fintech provider of digital payment solutions presently focused on, through its participation in IPSIPay Express, developing a new account-to-account payment application called Instant Settlement in RealTime as well as traditional credit card processing services.