Afya (AFYA) 3-Year Book Growth Rate: 13.40% (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AFYA Afya Ltd AFYA
82 GF Score
Price $13.85
GF Value $20.92
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Afya 3-Year Book Growth Rate?

Afya AFYA -3.01% 82 3-Year Book Growth Rate is 13.40% as of Jun. 2026, which is 5% above its 10-year median of 12.75. GuruFocus rates AFYA with a GF Score™ of 82/100 and a GF Value™ of $20.92 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 237 Education companies, Afya ranks better than 75.95% on this metric.

Afya's Book Value per Share for the quarter that ended in Jun. 2026 was $10.78.

During the past 12 months, Afya's average Book Value per Share Growth Rate was 18.10% per year. During the past 3 years, the average Book Value per Share Growth Rate was 13.40% per year. During the past 5 years, the average Book Value per Share Growth Rate was 11.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 9 years, the highest 3-Year average Book Value per Share Growth Rate of Afya was 231.10% per year. The lowest was 6.50% per year. And the median was 12.75% per year.


Afya  (NAS:AFYA) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Afya 3-Year Book Growth Rate Related Terms


AFYA vs UTI, PXED, COUR: 3-Year Book Growth Rate Comparison

For the Education & Training Services subindustry, Afya's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Afya 3-Year Book Growth Rate vs Education Industry

For the Education industry and Consumer Defensive sector, Afya's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Afya's 3-Year Book Growth Rate falls into.


AFYA
82GF Score
Afya Ltd AFYA
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Afya 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 13.40% mean?
Afya (AFYA) has a 3-Year Book Growth Rate of 13.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Afya and its competitors. This is near median its historical median of 12.75. Over the past decade, Afya's 3-Year Book Growth Rate has ranged from 6.50 to 231.10. According to the industry distribution chart, Afya ranks #57 out of 237 companies in the Education industry, placing it in the top 24.1%.
Is Afya's 3-Year Book Growth Rate too high?
Afya's current 3-Year Book Growth Rate of 13.40% is near median its 10-year median of 12.75. Over the past 10 years, this metric has ranged from a low of 6.50 to a high of 231.10. The Education industry median 3-Year Book Growth Rate is 3.60. Afya's value of 13.40% is 272.2% above this industry median. Based on the distribution chart, Afya ranks #57 out of 237 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Afya has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Afya's 3-Year Book Growth Rate compare to UTI and PXED?
According to the Education industry distribution chart, Afya ranks #57 out of 237 companies for 3-Year Book Growth Rate. This places Afya in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 3.60. Afya's value of 13.40% is 272.2% above this benchmark. Historically, Afya's own 3-Year Book Growth Rate has ranged from 6.50 to 231.10 over the past decade. While the company's 10-year median is 12.75 vs. the industry median of 3.60, Afya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Education company?
The median 3-Year Book Growth Rate among Education companies is 3.60, based on 237 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Afya's current 3-Year Book Growth Rate of 13.40% is 272.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Afya and its competitors. For the Education industry, the median 3-Year Book Growth Rate is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Afya's current 3-Year Book Growth Rate is 13.40%, which is near median its own 10-year median of 12.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Afya stock overvalued right now?
Based on GuruFocus' analysis, Afya (AFYA) is currently considered Significantly Undervalued. The stock's GF Value™ is $20.92, compared to a current price of $13.85 — trading 33.8% below its estimated fair value. The current 3-Year Book Growth Rate is 13.40%, which is near median its 10-year median of 12.75 and 272.2% above the Education industry median of 3.60. Afya's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Afya (AFYA), the current 3-Year Book Growth Rate is 13.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Afya (AFYA) Overvalued in 2026?

Based on GuruFocus' analysis, Afya stock appears to be undervalued. The current stock price of $13.85 is trading 33.8% below its estimated GF Value™ of $20.92. GuruFocus considers Afya to be Significantly Undervalued.

Key valuation signals for AFYA:

  • 3-Year Book Growth Rate: 13.40% (near median its 10-year median of 12.75)
  • GF Value™: $20.92 vs. price of $13.85 (33.8% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 272.2% above the Education median (#57 of 237)

No single metric tells the full story. See the AFYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Afya Business Description

Other Exchanges 1AY:GermanyA2FY34:Brazil
Address Rua Paraiba, No. 330, 17th floor, Funcionarios, Belo Horizonte, MG, BRA
Afya Ltd is a medical education group based in Brazil. Its education portfolio has several courses in addition to Medicine, such as Management, Dentistry, Law, Engineering, Nursing, Psychology, and Accounting Sciences, among others. It has three segments; Undergraduate, deriving key revenue provides educational services through undergraduate courses related to medical school, undergraduate health science and other ex-health undergraduate programs, Continuing Education provides medical education, specialization and graduate courses in medicine, delivered through digital and in-person content; and Medical practice solution provides clinical decision, clinical management and doctor-patient relationships for physicians and provide access, demand and efficiency for the healthcare players.
82GF Score

Get the complete analysis for AFYA

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.85
Price
$20.92
GF Value