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Apollo BancorpAPLO 45 3-Year Book Growth Rate is 4.40% as of Jun. 2026, which is 193% above its 10-year median of 1.50. GuruFocus rates APLO with a GF Score™ of 45/100 and a GF Value™ of $45.00 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,492 Banks companies, Apollo Bancorp ranks worse than 77.01% on this metric.
During the past 12 months, Apollo Bancorp's average Book Value per Share Growth Rate was 6.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 4.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 2.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 7 years, the highest 3-Year average Book Value per Share Growth Rate of Apollo Bancorp was 4.40% per year. The lowest was 1.40% per year. And the median was 1.50% per year.
Apollo Bancorp (OTCPK:APLO) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Apollo Bancorp 3-Year Book Growth Rate Related Terms
APLO vs GWBK, VWFB, PFBN: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Apollo Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Apollo Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Apollo Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Apollo Bancorp's 3-Year Book Growth Rate falls into.
Apollo Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 4.40% mean?
Apollo Bancorp (APLO) has a 3-Year Book Growth Rate of 4.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Apollo Bancorp and its competitors. This is 193% above median its historical median of 1.50. Over the past decade, Apollo Bancorp's 3-Year Book Growth Rate has ranged from 1.40 to 4.40. According to the industry distribution chart, Apollo Bancorp ranks #1149 out of 1492 companies in the Banks industry, placing it in the top 77%.
Is Apollo Bancorp's 3-Year Book Growth Rate too high?
Apollo Bancorp's current 3-Year Book Growth Rate of 4.40% is 193% above median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 4.40. The Banks industry median 3-Year Book Growth Rate is 8.80. Apollo Bancorp's value of 4.40% is 50% below this industry median. Based on the distribution chart, Apollo Bancorp ranks #1149 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Apollo Bancorp has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Apollo Bancorp's 3-Year Book Growth Rate compare to GWBK and VWFB?
According to the Banks industry distribution chart, Apollo Bancorp ranks #1149 out of 1492 companies for 3-Year Book Growth Rate. This places Apollo Bancorp in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Apollo Bancorp's value of 4.40% is 50% below this benchmark. Historically, Apollo Bancorp's own 3-Year Book Growth Rate has ranged from 1.40 to 4.40 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 8.80, Apollo Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apollo Bancorp's current 3-Year Book Growth Rate of 4.40% is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Apollo Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apollo Bancorp's current 3-Year Book Growth Rate is 4.40%, which is 193% above median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apollo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Apollo Bancorp (APLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.00, compared to a current price of $52.75 — trading 17.2% above its estimated fair value. The current 3-Year Book Growth Rate is 4.40%, which is 193% above median its 10-year median of 1.50 and 50% below the Banks industry median of 8.80. Apollo Bancorp's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Apollo Bancorp (APLO), the current 3-Year Book Growth Rate is 4.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Apollo Bancorp (APLO) Overvalued in 2026?
Based on GuruFocus' analysis, Apollo Bancorp stock appears to be overvalued.
The current stock price of $52.75 is trading 17.2% above its estimated GF Value™ of $45.00.
GuruFocus considers Apollo Bancorp to be Modestly Overvalued.
Key valuation signals for APLO:
3-Year Book Growth Rate: 4.40% (193% above median its 10-year median of 1.50)
GF Value™: $45.00 vs. price of $52.75 (17.2% above fair value)
Industry Position: 50% below the Banks median (#1149 of 1492)
No single metric tells the full story. See the APLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Apollo Bancorp Inc operates as a holding company. The company and its subsidiary derive substantially all their income from banking and bank-related services, which include interest earnings on residential real estate, commercial mortgage, commercial, and consumer loan financing, as well as interest-earning investment securities and a variety of deposit and fiduciary services to its customers through seven locations.
45GF Score
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