Apple (CHIX:APCD) 3-Year Book Growth Rate: 16.20% (As of Jun. 2026) — 45% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:APCD Apple Inc CHIX:APCD
91 GF Score
Price €301.00
GF Value €274.42
Valuation Fairly Valued
! 4 Warning Signs
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What is Apple 3-Year Book Growth Rate?

Apple CHIX:APCD 91 3-Year Book Growth Rate is 16.20% as of Jun. 2026, which is 45% above its 10-year median of 11.20. GuruFocus rates CHIX:APCD with a GF Score™ of 91/100 and a GF Value™ of €274.42 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,387 Hardware companies, Apple ranks better than 83.87% on this metric.

Apple's Book Value per Share for the quarter that ended in Jun. 2026 was €6.39.

During the past 12 months, Apple's average Book Value per Share Growth Rate was 66.10% per year. During the past 3 years, the average Book Value per Share Growth Rate was 16.20% per year. During the past 5 years, the average Book Value per Share Growth Rate was 4.30% per year. During the past 10 years, the average Book Value per Share Growth Rate was -4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Apple was 53.00% per year. The lowest was -25.70% per year. And the median was 11.20% per year.


Apple  (CHIX:APCd) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Apple 3-Year Book Growth Rate Related Terms


CHIX:APCD vs SONO, TBCH, VUZI: 3-Year Book Growth Rate Comparison

For the Consumer Electronics subindustry, Apple's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apple 3-Year Book Growth Rate vs Hardware Industry

For the Hardware industry and Technology sector, Apple's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Apple's 3-Year Book Growth Rate falls into.


CHIX:APCD
91GF Score
Apple Inc CHIX:APCD
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Apple 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 16.20% mean?
Apple (CHIX:APCD) has a 3-Year Book Growth Rate of 16.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Apple and its competitors. This is 45% above median its historical median of 11.20. According to the industry distribution chart, Apple ranks #385 out of 2387 companies in the Hardware industry, placing it in the top 16.1%.
Is Apple's 3-Year Book Growth Rate too high?
Apple's current 3-Year Book Growth Rate of 16.20% is 45% above median its 10-year median of 11.20. The Hardware industry median 3-Year Book Growth Rate is 3.60. Apple's value of 16.20% is 350% above this industry median. Based on the distribution chart, Apple ranks #385 out of 2387 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Apple has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Apple's 3-Year Book Growth Rate compare to SONO and TBCH?
According to the Hardware industry distribution chart, Apple ranks #385 out of 2387 companies for 3-Year Book Growth Rate. This places Apple in the top 16% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 3.60. Apple's value of 16.20% is 350% above this benchmark. While the company's 10-year median is 11.20 vs. the industry median of 3.60, Apple has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Hardware company?
The median 3-Year Book Growth Rate among Hardware companies is 3.60, based on 2,387 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apple's current 3-Year Book Growth Rate of 16.20% is 350% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Apple and its competitors. For the Hardware industry, the median 3-Year Book Growth Rate is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apple's current 3-Year Book Growth Rate is 16.20%, which is 45% above median its own 10-year median of 11.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apple stock overvalued right now?
Based on GuruFocus' analysis, Apple (CHIX:APCD) is currently considered Fairly Valued. The stock's GF Value™ is €274.42, compared to a current price of €301.00 — trading 9.7% above its estimated fair value. The current 3-Year Book Growth Rate is 16.20%, which is 45% above median its 10-year median of 11.20 and 350% above the Hardware industry median of 3.60. Apple's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Apple (CHIX:APCD), the current 3-Year Book Growth Rate is 16.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Apple (CHIX:APCD) Overvalued in 2026?

Based on GuruFocus' analysis, Apple stock appears to be overvalued. The current stock price of €301.00 is trading 9.7% above its estimated GF Value™ of €274.42. GuruFocus considers Apple to be Fairly Valued.

Key valuation signals for CHIX:APCD:

  • 3-Year Book Growth Rate: 16.20% (45% above median its 10-year median of 11.20)
  • GF Value™: €274.42 vs. price of €301.00 (9.7% above fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 350% above the Hardware median (#385 of 2387)

No single metric tells the full story. See the CHIX:APCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Apple Business Description

Address One Apple Park Way, Cupertino, CA, USA, 95014
Apple is among the largest companies in the world, with a broad portfolio of hardware and software products targeted at consumers and businesses. Apple's iPhone accounts for the majority of the firm's sales, and Apple's other products, such as the Mac, iPad, and Watch, are designed around the iPhone as the focal point of an expansive software ecosystem. Apple has progressively worked to add new applications, such as streaming video, subscription bundles, and augmented reality. The firm designs its own software and semiconductors and works with subcontractors such as Foxconn and TSMC to build its products and chips. Slightly less than half of Apple's sales come directly through its flagship stores, with the majority coming indirectly through partnerships and distribution.
91GF Score

Get the complete analysis for CHIX:APCD

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€301.00
Price
€274.42
GF Value