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Mizuho Financial GroupMZHOF +1.65%61 3-Year Book Growth Rate is 8.80% as of Jun. 2026, which is 159% above its 10-year median of 3.40. GuruFocus rates MZHOF with a GF Score™ of 61/100 and a GF Value™ of $27.73 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,486 Banks companies, Mizuho Financial Group ranks better than 50.4% on this metric.
During the past 12 months, Mizuho Financial Group's average Book Value per Share Growth Rate was 12.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 8.80% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 2.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Mizuho Financial Group was 35.10% per year. The lowest was -27.60% per year. And the median was 3.40% per year.
Mizuho Financial Group (OTCPK:MZHOF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Mizuho Financial Group 3-Year Book Growth Rate Related Terms
Mizuho Financial Group 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Mizuho Financial Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizuho Financial Group 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Mizuho Financial Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Mizuho Financial Group's 3-Year Book Growth Rate falls into.
Mizuho Financial Group 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 8.80% mean?
Mizuho Financial Group (MZHOF) has a 3-Year Book Growth Rate of 8.80% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mizuho Financial Group and its competitors. This is 159% above median its historical median of 3.40. According to the industry distribution chart, Mizuho Financial Group ranks #737 out of 1486 companies in the Banks industry, placing it in the top 49.6%.
Is Mizuho Financial Group's 3-Year Book Growth Rate too high?
Mizuho Financial Group's current 3-Year Book Growth Rate of 8.80% is 159% above median its 10-year median of 3.40. The Banks industry median 3-Year Book Growth Rate is 8.80. Mizuho Financial Group's value of 8.80% is 0% at this industry median. Based on the distribution chart, Mizuho Financial Group ranks #737 out of 1486 companies in the Banks industry, which is above the industry midpoint. Overall, Mizuho Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Financial Group's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Mizuho Financial Group ranks #737 out of 1486 companies for 3-Year Book Growth Rate. This puts Mizuho Financial Group in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Mizuho Financial Group's value of 8.80% is 0% at this benchmark. While the company's 10-year median is 3.40 vs. the industry median of 8.80, Mizuho Financial Group has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Financial Group's current 3-Year Book Growth Rate of 8.80% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mizuho Financial Group and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Financial Group's current 3-Year Book Growth Rate is 8.80%, which is 159% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Financial Group (MZHOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.73, compared to a current price of $55.91 — trading 101.6% above its estimated fair value. The current 3-Year Book Growth Rate is 8.80%, which is 159% above median its 10-year median of 3.40 and 0% at the Banks industry median of 8.80. Mizuho Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Mizuho Financial Group (MZHOF), the current 3-Year Book Growth Rate is 8.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizuho Financial Group (MZHOF) Overvalued in 2026?
Based on GuruFocus' analysis, Mizuho Financial Group stock appears to be overvalued.
The current stock price of $55.91 is trading 101.6% above its estimated GF Value™ of $27.73.
GuruFocus considers Mizuho Financial Group to be Significantly Overvalued.
Key valuation signals for MZHOF:
3-Year Book Growth Rate: 8.80% (159% above median its 10-year median of 3.40)
GF Value™: $27.73 vs. price of $55.91 (101.6% above fair value)
Industry Position: 0% at the Banks median (#737 of 1486)
No single metric tells the full story. See the MZHOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizuho Financial Group is roughly tied with megabank peer Sumitomo Mitsui Financial Group for the status as Japan's second-largest bank after Mitsubishi UFJ Financial Group. In Japan, Mizuho has more of a corporate focus than SMFG, which has a larger retail business. Its overseas weighting is slightly smaller than that of MUFG. Unlike its two Japanese megabank peers, which own foreign banks outright or hold noncontrolling stakes in local banks overseas, Mizuho expanded in recent years beyond its traditional Japanese borrowers, mainly through its core banking and securities units, focusing on the financing needs of global multinational corporations.
61GF Score
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