Vietcap Securities JSC (STC:VCI) 3-Year Book Growth Rate: 22.70% (As of Mar. 2026) — 33% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VCI Vietcap Securities JSC STC:VCI
84 GF Score
Price ₫20,650.00
GF Value ₫45,034.88
Valuation Possible Value Trap
! 8 Warning Signs
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What is Vietcap Securities JSC 3-Year Book Growth Rate?

Vietcap Securities JSC STC:VCI +3.25% 84 3-Year Book Growth Rate is 22.70% as of Mar. 2026, which is 33% above its 10-year median of 17.10. GuruFocus rates STC:VCI with a GF Score™ of 84/100 and a GF Value™ of ₫45,034.88 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 754 Capital Markets companies, Vietcap Securities JSC ranks better than 84.62% on this metric.

Vietcap Securities JSC's Book Value per Share for the quarter that ended in Mar. 2026 was ₫20,373.40.

During the past 12 months, Vietcap Securities JSC's average Book Value per Share Growth Rate was 16.40% per year. During the past 3 years, the average Book Value per Share Growth Rate was 22.70% per year. During the past 5 years, the average Book Value per Share Growth Rate was 19.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 12 years, the highest 3-Year average Book Value per Share Growth Rate of Vietcap Securities JSC was 42.00% per year. The lowest was 13.60% per year. And the median was 17.10% per year.


Vietcap Securities JSC  (STC:VCI) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Vietcap Securities JSC 3-Year Book Growth Rate Related Terms


STC:VCI vs MS, GS, SCHW: 3-Year Book Growth Rate Comparison

For the Capital Markets subindustry, Vietcap Securities JSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietcap Securities JSC 3-Year Book Growth Rate vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Vietcap Securities JSC's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Vietcap Securities JSC's 3-Year Book Growth Rate falls into.


STC:VCI
84GF Score
Vietcap Securities JSC STC:VCI
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietcap Securities JSC 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 22.70% mean?
Vietcap Securities JSC (STC:VCI) has a 3-Year Book Growth Rate of 22.70% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Vietcap Securities JSC and its competitors. This is 33% above median its historical median of 17.10. Over the past decade, Vietcap Securities JSC's 3-Year Book Growth Rate has ranged from 13.60 to 42.00. According to the industry distribution chart, Vietcap Securities JSC ranks #116 out of 754 companies in the Capital Markets industry, placing it in the top 15.4%.
Is Vietcap Securities JSC's 3-Year Book Growth Rate too high?
Vietcap Securities JSC's current 3-Year Book Growth Rate of 22.70% is 33% above median its 10-year median of 17.10. Over the past 10 years, this metric has ranged from a low of 13.60 to a high of 42.00. The Capital Markets industry median 3-Year Book Growth Rate is 5.45. Vietcap Securities JSC's value of 22.70% is 316.5% above this industry median. Based on the distribution chart, Vietcap Securities JSC ranks #116 out of 754 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Vietcap Securities JSC has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Vietcap Securities JSC's 3-Year Book Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, Vietcap Securities JSC ranks #116 out of 754 companies for 3-Year Book Growth Rate. This places Vietcap Securities JSC in the top 15% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 5.45. Vietcap Securities JSC's value of 22.70% is 316.5% above this benchmark. Historically, Vietcap Securities JSC's own 3-Year Book Growth Rate has ranged from 13.60 to 42.00 over the past decade. While the company's 10-year median is 17.10 vs. the industry median of 5.45, Vietcap Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.45, based on 754 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietcap Securities JSC's current 3-Year Book Growth Rate of 22.70% is 316.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Vietcap Securities JSC and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietcap Securities JSC's current 3-Year Book Growth Rate is 22.70%, which is 33% above median its own 10-year median of 17.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietcap Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Vietcap Securities JSC (STC:VCI) is currently considered Possible Value Trap. The stock's GF Value™ is ₫45,034.88, compared to a current price of ₫20,650.00 — trading 54.1% below its estimated fair value. The current 3-Year Book Growth Rate is 22.70%, which is 33% above median its 10-year median of 17.10 and 316.5% above the Capital Markets industry median of 5.45. Vietcap Securities JSC's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Vietcap Securities JSC (STC:VCI), the current 3-Year Book Growth Rate is 22.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietcap Securities JSC (STC:VCI) Overvalued in 2026?

Based on GuruFocus' analysis, Vietcap Securities JSC stock appears to be undervalued. The current stock price of ₫20,650.00 is trading 54.1% below its estimated GF Value™ of ₫45,034.88. GuruFocus considers Vietcap Securities JSC to be Possible Value Trap.

Key valuation signals for STC:VCI:

  • 3-Year Book Growth Rate: 22.70% (33% above median its 10-year median of 17.10)
  • GF Value™: ₫45,034.88 vs. price of ₫20,650.00 (54.1% below fair value)
  • GF Score™: 84/100 with 8 warning signs
  • Industry Position: 316.5% above the Capital Markets median (#116 of 754)

No single metric tells the full story. See the STC:VCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietcap Securities JSC Business Description

Address Bitexco Financial Tower, 15th Floor, 2 Hai Trieu, District 1, Ho Chi Minh City, VNM
Vietcap Securities JSC is engaged in the provision of financial services. The principal activities of the company are provision of securities brokerage service, proprietary securities trading, underwriting and securities custodian services, securities investment consultancy service and corporate finance consultancy service, margin lending service and derivatives trading. The company also offers individual and institutional brokerage services, such as sales and dealing, equities and fixed income, listed and OTC, IPOs, off-market, corporate access, and custody.
84GF Score

Get the complete analysis for STC:VCI

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,650.00
Price
₫45,034.88
GF Value