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State StreetSTT +1.10%74 3-Year Book Growth Rate is 9.40% as of Jun. 2026, which is 6% below its 10-year median of 10.00. GuruFocus rates STT with a GF Score™ of 74/100 and a GF Value™ of $125.70 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,526 Asset Management companies, State Street ranks better than 76.15% on this metric.
During the past 12 months, State Street's average Book Value per Share Growth Rate was 8.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 9.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of State Street was 21.00% per year. The lowest was 1.00% per year. And the median was 10.00% per year.
State Street (NYSE:STT) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
State Street 3-Year Book Growth Rate Related Terms
STT vs AMP, RJF, NTRS: 3-Year Book Growth Rate Comparison
For the Asset Management subindustry, State Street's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
State Street 3-Year Book Growth Rate vs Asset Management Industry
For the Asset Management industry and Financial Services sector, State Street's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where State Street's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 9.40% mean?
State Street (STT) has a 3-Year Book Growth Rate of 9.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for State Street and its competitors. This is near median its historical median of 10.00. Over the past decade, State Street's 3-Year Book Growth Rate has ranged from 1.00 to 21.00. According to the industry distribution chart, State Street ranks #364 out of 1526 companies in the Asset Management industry, placing it in the top 23.9%.
Is State Street's 3-Year Book Growth Rate too high?
State Street's current 3-Year Book Growth Rate of 9.40% is near median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 21.00. The Asset Management industry median 3-Year Book Growth Rate is 2.00. State Street's value of 9.40% is 370% above this industry median. Based on the distribution chart, State Street ranks #364 out of 1526 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, State Street has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Street's 3-Year Book Growth Rate compare to AMP and RJF?
According to the Asset Management industry distribution chart, State Street ranks #364 out of 1526 companies for 3-Year Book Growth Rate. This places State Street in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 2.00. State Street's value of 9.40% is 370% above this benchmark. Historically, State Street's own 3-Year Book Growth Rate has ranged from 1.00 to 21.00 over the past decade. While the company's 10-year median is 10.00 vs. the industry median of 2.00, State Street has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Asset Management company?
The median 3-Year Book Growth Rate among Asset Management companies is 2.00, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. State Street's current 3-Year Book Growth Rate of 9.40% is 370% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for State Street and its competitors. For the Asset Management industry, the median 3-Year Book Growth Rate is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. State Street's current 3-Year Book Growth Rate is 9.40%, which is near median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Street stock overvalued right now?
Based on GuruFocus' analysis, State Street (STT) is currently considered Significantly Overvalued. The stock's GF Value™ is $125.70, compared to a current price of $193.40 — trading 53.9% above its estimated fair value. The current 3-Year Book Growth Rate is 9.40%, which is near median its 10-year median of 10.00 and 370% above the Asset Management industry median of 2.00. State Street's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For State Street (STT), the current 3-Year Book Growth Rate is 9.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is State Street (STT) Overvalued in 2026?
Based on GuruFocus' analysis, State Street stock appears to be overvalued.
The current stock price of $193.40 is trading 53.9% above its estimated GF Value™ of $125.70.
GuruFocus considers State Street to be Significantly Overvalued.
Key valuation signals for STT:
3-Year Book Growth Rate: 9.40% (near median its 10-year median of 10.00)
GF Value™: $125.70 vs. price of $193.40 (53.9% above fair value)
Industry Position: 370% above the Asset Management median (#364 of 1526)
No single metric tells the full story. See the STT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
State Street is a leading provider of financial services, including investment servicing, investment management, and investment research and trading. With approximately $54 trillion in assets under custody and administration, and $5.7 trillion in assets under management, as of Dec. 31, 2025, State Street operates globally in more than 100 geographic markets and employs about 51,500 worldwide.
74GF Score
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