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During the past 12 months, Postalvings Bank Of China Co's average Book Value Per Share Growth Rate was -3.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Postalvings Bank Of China Co was 18.30% per year. The lowest was 2.30% per year. And the median was 12.15% per year.
Postalvings Bank Of China Co (FRA:3YB) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Postalvings Bank Of China Co Book Value per Share Related Terms
Postalvings Bank Of China Co Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co Book Value per Share Chart
Postalvings Bank Of China Co Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (FRA:3YB) has a Book Value per Share of €1.17 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's Book Value per Share too high?
Postalvings Bank Of China Co's current Book Value per Share is €1.17. Overall, Postalvings Bank Of China Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Book Value per Share compare to competitors?
Postalvings Bank Of China Co's Book Value per Share of €1.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current Book Value per Share is €1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (FRA:3YB) is currently considered Fairly Valued. The stock's GF Value™ is €0.54, compared to a current price of €0.53 — trading 1.9% below its estimated fair value. The current Book Value per Share is €1.17. Postalvings Bank Of China Co's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Postalvings Bank Of China Co (FRA:3YB), the current Book Value per Share is €1.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (FRA:3YB) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued.
The current stock price of €0.53 is trading 1.9% below its estimated GF Value™ of €0.54.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for FRA:3YB:
Book Value per Share: €1.17
GF Value™: €0.54 vs. price of €0.53 (1.9% below fair value)
No single metric tells the full story. See the FRA:3YB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
74GF Score
Get the complete analysis for FRA:3YB
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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