Rakuten Bank (FRA:N5G) Book Value per Share: €11.62 (As of Mar. 2026)

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FRA:N5G Rakuten Bank Ltd FRA:N5G
72 GF Score
Price €31.60
GF Value €37.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Rakuten Bank Book Value per Share?

Rakuten Bank FRA:N5G +4.64% 72 Book Value per Share is €11.62 as of Mar. 2026. GuruFocus rates FRA:N5G with a GF Score™ of 72/100 and a GF Value™ of €37.49 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Rakuten Bank's book value per share for the quarter that ended in Mar. 2026 was €11.62.

During the past 12 months, Rakuten Bank's average Book Value Per Share Growth Rate was 23.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 19.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 16.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Rakuten Bank was 19.40% per year. The lowest was 14.80% per year. And the median was 16.30% per year.

Rakuten Bank's current price is €31.60. Its book value per share for the quarter that ended in Mar. 2026 was €11.62. Hence, today's PB Ratio of Rakuten Bank is 2.72.

During the past 6 years, the highest P/B Ratio of Rakuten Bank was 4.65. The lowest was 1.37. And the median was 2.40.


Rakuten Bank  (FRA:N5G) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Rakuten Bank Book Value per Share Related Terms


Rakuten Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for Rakuten Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rakuten Bank Book Value per Share Chart

Rakuten Bank Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Book Value per Share
Get a 7-Day Free Trial 8.43 8.76 9.18 10.75 11.62

Rakuten Bank Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.75 11.12 11.18 11.11 11.62

Rakuten Bank Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, Rakuten Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rakuten Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Rakuten Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Rakuten Bank's PB Ratio falls into.


FRA:N5G
72GF Score
Rakuten Bank Ltd FRA:N5G
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rakuten Bank Book Value per Share Calculation

Rakuten Bank's Book Value Per Share for the fiscal year that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,028.2-0.0)/174.5
=11.62

Rakuten Bank's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,028.2-0.0)/174.5
=11.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of €11.62 mean?
Rakuten Bank (FRA:N5G) has a Book Value per Share of €11.62 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Rakuten Bank and its competitors.
Is Rakuten Bank's Book Value per Share too high?
Rakuten Bank's current Book Value per Share is €11.62. Overall, Rakuten Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rakuten Bank's Book Value per Share compare to competitors?
Rakuten Bank's Book Value per Share of €11.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Rakuten Bank and its competitors. Rakuten Bank's current Book Value per Share is €11.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rakuten Bank stock overvalued right now?
Based on GuruFocus' analysis, Rakuten Bank (FRA:N5G) is currently considered Modestly Undervalued. The stock's GF Value™ is €37.49, compared to a current price of €31.60 — trading 15.7% below its estimated fair value. The current Book Value per Share is €11.62. Rakuten Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Rakuten Bank (FRA:N5G), the current Book Value per Share is €11.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rakuten Bank (FRA:N5G) Overvalued in 2026?

Based on GuruFocus' analysis, Rakuten Bank stock appears to be undervalued. The current stock price of €31.60 is trading 15.7% below its estimated GF Value™ of €37.49. GuruFocus considers Rakuten Bank to be Modestly Undervalued.

Key valuation signals for FRA:N5G:

  • Book Value per Share: €11.62
  • GF Value™: €37.49 vs. price of €31.60 (15.7% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the FRA:N5G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rakuten Bank Business Description

Other Exchanges 5838:Japan
Address 2-16-5 Konan, NBF Shinagawa Tower, Minato-ku, Tokyo, JPN, 108-0075
Rakuten Bank Ltd is engaged in the banking business through an electronic medium.
72GF Score

Get the complete analysis for FRA:N5G

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.60
Price
€37.49
GF Value