BPER Banca SpA (CHIX:BPEM) Gross Loan: €174,424 Mil (As of Jun. 2026)

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CHIX:BPEM BPER Banca SpA CHIX:BPEM
59 GF Score
Price €14.33
GF Value €6.21
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA Gross Loan?

BPER Banca SpA CHIX:BPEM +0.99% 59 Gross Loan is €174,424 Mil as of Jun. 2026. GuruFocus rates CHIX:BPEM with a GF Score™ of 59/100 and a GF Value™ of €6.21 (Significantly Overvalued). The stock has 8 warning signs investors should review.

BPER Banca SpA's Gross Loan for the quarter that ended in Jun. 2026 was €174,424 Mil.

BPER Banca SpA's quarterly Gross Loan declined from Dec. 2025 (€184,833 Mil) to Mar. 2026 (€133,898 Mil) but then increased from Mar. 2026 (€133,898 Mil) to Jun. 2026 (€174,424 Mil).

BPER Banca SpA's annual Gross Loan increased from Dec. 2023 (€119,648 Mil) to Dec. 2024 (€124,520 Mil) and increased from Dec. 2024 (€124,520 Mil) to Dec. 2025 (€184,833 Mil).

BPER Banca SpA Gross Loan Related Terms

BPER Banca SpA Gross Loan Historical Data

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The historical data trend for BPER Banca SpA's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA Gross Loan Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113,048.42 126,852.33 119,648.09 124,519.66 184,832.99

BPER Banca SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 121,019.38 166,171.51 184,832.99 133,898.30 174,424.48
CHIX:BPEM
59GF Score
BPER Banca SpA CHIX:BPEM
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BPER Banca SpA Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of €174,424 Mil mean?
BPER Banca SpA (CHIX:BPEM) has a Gross Loan of €174,424 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's Gross Loan too high?
BPER Banca SpA's current Gross Loan is €174,424 Mil. Overall, BPER Banca SpA has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Gross Loan compare to competitors?
BPER Banca SpA's Gross Loan of €174,424 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current Gross Loan is €174,424 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (CHIX:BPEM) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.21, compared to a current price of €14.33 — trading 130.7% above its estimated fair value. The current Gross Loan is €174,424 Mil. BPER Banca SpA's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For BPER Banca SpA (CHIX:BPEM), the current Gross Loan is €174,424 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (CHIX:BPEM) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €14.33 is trading 130.7% above its estimated GF Value™ of €6.21. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for CHIX:BPEM:

  • Gross Loan: €174,424 Mil
  • GF Value™: €6.21 vs. price of €14.33 (130.7% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the CHIX:BPEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
59GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.33
Price
€6.21
GF Value