Americanas (BSP:AMER3) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:AMER3 Americanas SA BSP:AMER3
32 GF Score
Price R$4.45
GF Value R$2.93
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Americanas Net Loan?

Net Loan only applies to banks and insurance companies.

BSP:AMER3
32GF Score
Americanas SA BSP:AMER3
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Americanas (BSP:AMER3) Overvalued in 2026?

Based on GuruFocus' analysis, Americanas stock appears to be overvalued. The current stock price of R$4.45 is trading 51.9% above its estimated GF Value™ of R$2.93. GuruFocus considers Americanas to be Significantly Overvalued.

Key valuation signals for BSP:AMER3:

  • Net Loan:
  • GF Value™: R$2.93 vs. price of R$4.45 (51.9% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the BSP:AMER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Americanas Business Description

Address Rua Sacadura Cabral, 102, Rio de Janeiro, RJ, BRA, 20081-902
Americanas SA is an e-commerce company that is principally engaged in business in Latin America. It aims to connect consumers, businesses, products, and services through a digital platform. It operates a business through the brands Americanas.com, Submarino, Shoptime, SouBarato, Digital Finance, Submarino Finance, and B2W Services. It also has certain channels, including the Internet, telesales, catalogs, TV, and kiosks. Through multichannel and multi-brand, the company provides a broad range of merchandise and services, including consumer electronics, computers, books, entertainment products, and smartphones and cellphones.
32GF Score

Get the complete analysis for BSP:AMER3

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$4.45
Price
R$2.93
GF Value