FCBBF (FinecoBank SpA) Net Loan: $7,406 Mil (As of Dec. 2025)

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FCBBF FinecoBank SpA FCBBF
79 GF Score
Price $25.63
GF Value $18.39
Valuation Significantly Overvalued
! 7 Warning Signs
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What is FinecoBank SpA Net Loan?

FinecoBank SpA FCBBF 79 Net Loan is $7,406 Mil as of Dec. 2025. GuruFocus rates FCBBF with a GF Score™ of 79/100 and a GF Value™ of $18.39 (Significantly Overvalued). The stock has 7 warning signs investors should review.

FinecoBank SpA's quarterly net loan increased from Jun. 2025 ($7,103 Mil) to Sep. 2025 ($7,773 Mil) but then declined from Sep. 2025 ($7,773 Mil) to Dec. 2025 ($7,406 Mil).

FinecoBank SpA's annual net loan declined from Dec. 2023 ($6,734 Mil) to Dec. 2024 ($7,773 Mil) but then increased from Dec. 2024 ($7,773 Mil) to Dec. 2025 ($7,406 Mil).

FinecoBank SpA Net Loan Historical Data

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The historical data trend for FinecoBank SpA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA Net Loan Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,655.28 6,802.72 6,734.13 6,454.81 7,406.31

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,070.80 7,102.65 7,772.56 7,406.31 7,823.88
FCBBF
79GF Score
FinecoBank SpA FCBBF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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FinecoBank SpA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $7,406 Mil mean?
FinecoBank SpA (FCBBF) has a Net Loan of $7,406 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on FinecoBank SpA and its competitors.
Is FinecoBank SpA's Net Loan too high?
FinecoBank SpA's current Net Loan is $7,406 Mil. Overall, FinecoBank SpA has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's Net Loan compare to competitors?
FinecoBank SpA's Net Loan of $7,406 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on FinecoBank SpA and its competitors. FinecoBank SpA's current Net Loan is $7,406 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (FCBBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.39, compared to a current price of $25.63 — trading 39.4% above its estimated fair value. The current Net Loan is $7,406 Mil. FinecoBank SpA's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For FinecoBank SpA (FCBBF), the current Net Loan is $7,406 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (FCBBF) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of $25.63 is trading 39.4% above its estimated GF Value™ of $18.39. GuruFocus considers FinecoBank SpA to be Significantly Overvalued.

Key valuation signals for FCBBF:

  • Net Loan: $7,406 Mil
  • GF Value™: $18.39 vs. price of $25.63 (39.4% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the FCBBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
79GF Score

Get the complete analysis for FCBBF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.63
Price
$18.39
GF Value