Woori Financial Group (FRA:2WGA) Net Loan: €225,848 Mil (As of Mar. 2026)

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FRA:2WGA Woori Financial Group Inc FRA:2WGA
53 GF Score
Price €52.50
GF Value €26.77
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Woori Financial Group Net Loan?

Woori Financial Group FRA:2WGA 53 Net Loan is €225,848 Mil as of Mar. 2026. GuruFocus rates FRA:2WGA with a GF Score™ of 53/100 and a GF Value™ of €26.77 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Woori Financial Group's quarterly net loan declined from Sep. 2025 (€232,071 Mil) to Dec. 2025 (€221,966 Mil) but then increased from Dec. 2025 (€221,966 Mil) to Mar. 2026 (€225,848 Mil).

Woori Financial Group's annual net loan increased from Dec. 2023 (€246,824 Mil) to Dec. 2024 (€221,966 Mil) but then declined from Dec. 2024 (€221,966 Mil) to Dec. 2025 (€225,848 Mil).

Woori Financial Group Net Loan Historical Data

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The historical data trend for Woori Financial Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woori Financial Group Net Loan Chart

Woori Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 241,143.96 244,042.72 246,824.05 247,033.02 221,966.40

Woori Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 234,532.75 234,343.08 232,071.29 221,966.40 225,848.27
FRA:2WGA
53GF Score
Woori Financial Group Inc FRA:2WGA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Woori Financial Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €225,848 Mil mean?
Woori Financial Group (FRA:2WGA) has a Net Loan of €225,848 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Woori Financial Group and its competitors.
Is Woori Financial Group's Net Loan too high?
Woori Financial Group's current Net Loan is €225,848 Mil. Overall, Woori Financial Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Net Loan compare to competitors?
Woori Financial Group's Net Loan of €225,848 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Woori Financial Group and its competitors. Woori Financial Group's current Net Loan is €225,848 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (FRA:2WGA) is currently considered Significantly Overvalued. The stock's GF Value™ is €26.77, compared to a current price of €52.50 — trading 96.1% above its estimated fair value. The current Net Loan is €225,848 Mil. Woori Financial Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Woori Financial Group (FRA:2WGA), the current Net Loan is €225,848 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woori Financial Group (FRA:2WGA) Overvalued in 2026?

Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued. The current stock price of €52.50 is trading 96.1% above its estimated GF Value™ of €26.77. GuruFocus considers Woori Financial Group to be Significantly Overvalued.

Key valuation signals for FRA:2WGA:

  • Net Loan: €225,848 Mil
  • GF Value™: €26.77 vs. price of €52.50 (96.1% above fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the FRA:2WGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woori Financial Group Business Description

Other Exchanges WF:USA316140:Korea
Address 51, Sogong-ro, Jung-gu, Seoul, KOR, 04632
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
53GF Score

Get the complete analysis for FRA:2WGA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.50
Price
€26.77
GF Value