BNP Paribas (FRA:BNPH) Net Loan: €920,620 Mil (As of Jun. 2026)

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FRA:BNPH BNP Paribas FRA:BNPH
71 GF Score
Price €51.00
GF Value €36.57
! 6 Warning Signs
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What is BNP Paribas Net Loan?

BNP Paribas FRA:BNPH 71 Net Loan is €920,620 Mil as of Jun. 2026. GuruFocus rates FRA:BNPH with a GF Score™ of 71/100 and a GF Value™ of €36.57. The stock has 6 warning signs investors should review.

BNP Paribas's quarterly net loan declined from Jun. 2025 (€881,843 Mil) to Dec. 2025 (€876,365 Mil) but then increased from Dec. 2025 (€876,365 Mil) to Jun. 2026 (€920,620 Mil).

BNP Paribas's annual net loan increased from Dec. 2023 (€841,362 Mil) to Dec. 2024 (€876,365 Mil) but then declined from Dec. 2024 (€876,365 Mil) to Dec. 2025 (€920,620 Mil).

BNP Paribas Net Loan Historical Data

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The historical data trend for BNP Paribas's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Net Loan Chart

BNP Paribas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 802,143.00 851,993.00 841,362.00 884,778.00 876,365.00

BNP Paribas Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 862,869.00 884,778.00 881,843.00 876,365.00 920,620.00
FRA:BNPH
71GF Score
BNP Paribas FRA:BNPH
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €920,620 Mil mean?
BNP Paribas (FRA:BNPH) has a Net Loan of €920,620 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on BNP Paribas and its competitors.
Is BNP Paribas' Net Loan too high?
BNP Paribas' current Net Loan is €920,620 Mil. Overall, BNP Paribas has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas' Net Loan compare to competitors?
BNP Paribas' Net Loan of €920,620 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on BNP Paribas and its competitors. BNP Paribas's current Net Loan is €920,620 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas stock overvalued right now?
BNP Paribas (FRA:BNPH) has a current Net Loan of €920,620 Mil. The stock's GF Value™ is €36.57, compared to a current price of €51.00 — trading 39.5% above its estimated fair value. The current Net Loan is €920,620 Mil. BNP Paribas' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For BNP Paribas (FRA:BNPH), the current Net Loan is €920,620 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas (FRA:BNPH) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas stock appears to be overvalued. The current stock price of €51.00 is trading 39.5% above its estimated GF Value™ of €36.57.

Key valuation signals for FRA:BNPH:

  • Net Loan: €920,620 Mil
  • GF Value™: €36.57 vs. price of €51.00 (39.5% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the FRA:BNPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Business Description

Address 16, Boulevard Des Italiens, Paris, FRA, 75009
The merger of Banque Nationale de Paris and Paribas created BNP Paribas in 2000, making it the largest publicly traded bank in France. Although BNP Paribas has operations in about 80 countries, it considers France, Italy, and Belgium to be its home markets.
71GF Score

Get the complete analysis for FRA:BNPH

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.00
Price
€36.57
GF Value