Bien Sparebank ASA (FRA:JX0) Net Loan: €507.62 Mil (As of Jun. 2026)

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FRA:JX0 Bien Sparebank ASA FRA:JX0
71 GF Score
Price €12.60
GF Value €12.22
! 5 Warning Signs
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What is Bien Sparebank ASA Net Loan?

Bien Sparebank ASA FRA:JX0 71 Net Loan is €507.62 Mil as of Jun. 2026. GuruFocus rates FRA:JX0 with a GF Score™ of 71/100 and a GF Value™ of €12.22. The stock has 5 warning signs investors should review.

Bien Sparebank ASA's quarterly net loan increased from Dec. 2025 (€427.57 Mil) to Mar. 2026 (€476.97 Mil) and increased from Mar. 2026 (€476.97 Mil) to Jun. 2026 (€507.62 Mil).

Bien Sparebank ASA's annual net loan increased from Dec. 2023 (€355.12 Mil) to Dec. 2024 (€476.97 Mil) and increased from Dec. 2024 (€476.97 Mil) to Dec. 2025 (€507.62 Mil).

Bien Sparebank ASA Net Loan Historical Data

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The historical data trend for Bien Sparebank ASA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bien Sparebank ASA Net Loan Chart

Bien Sparebank ASA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 366.31 378.85 355.12 360.22 427.57

Bien Sparebank ASA Quarterly Data
Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 418.04 423.98 427.57 476.97 507.62
FRA:JX0
71GF Score
Bien Sparebank ASA FRA:JX0
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bien Sparebank ASA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €507.62 Mil mean?
Bien Sparebank ASA (FRA:JX0) has a Net Loan of €507.62 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bien Sparebank ASA and its competitors.
Is Bien Sparebank ASA's Net Loan too high?
Bien Sparebank ASA's current Net Loan is €507.62 Mil. Overall, Bien Sparebank ASA has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Bien Sparebank ASA's Net Loan compare to competitors?
Bien Sparebank ASA's Net Loan of €507.62 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bien Sparebank ASA and its competitors. Bien Sparebank ASA's current Net Loan is €507.62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bien Sparebank ASA stock overvalued right now?
Bien Sparebank ASA (FRA:JX0) has a current Net Loan of €507.62 Mil. The stock's GF Value™ is €12.22, compared to a current price of €12.60 — trading 3.1% above its estimated fair value. The current Net Loan is €507.62 Mil. Bien Sparebank ASA's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bien Sparebank ASA (FRA:JX0), the current Net Loan is €507.62 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bien Sparebank ASA (FRA:JX0) Overvalued in 2026?

Based on GuruFocus' analysis, Bien Sparebank ASA stock appears to be overvalued. The current stock price of €12.60 is trading 3.1% above its estimated GF Value™ of €12.22.

Key valuation signals for FRA:JX0:

  • Net Loan: €507.62 Mil
  • GF Value™: €12.22 vs. price of €12.60 (3.1% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the FRA:JX0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bien Sparebank ASA Business Description

Other Exchanges BIEN:Norway
Address Dronning Mauds gate 11, Oslo, NOR, 0250
Bien Sparebank ASA is a independent savings bank. It is a close and accessible bank for individuals and businesses in the Oslo area. The company offers various services namely daily banking, saving, pension, insurance and others.
71GF Score

Get the complete analysis for FRA:JX0

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.60
Price
€12.22
GF Value