Prosperity Bancshares (FRA:PPY) Net Loan: €21,392 Mil (As of Jun. 2026)

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FRA:PPY Prosperity Bancshares Inc FRA:PPY
21 GF Score
Price €63.50
GF Value €68.45
Valuation Fairly Valued
! 2 Warning Signs
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What is Prosperity Bancshares Net Loan?

Prosperity Bancshares FRA:PPY 21 Net Loan is €21,392 Mil as of Jun. 2026. GuruFocus rates FRA:PPY with a GF Score™ of 21/100 and a GF Value™ of €68.45 (Fairly Valued). The stock has 2 warning signs investors should review.

Prosperity Bancshares's quarterly net loan increased from Dec. 2025 (€18,337 Mil) to Mar. 2026 (€21,542 Mil) but then declined from Mar. 2026 (€21,542 Mil) to Jun. 2026 (€21,392 Mil).

Prosperity Bancshares's annual net loan increased from Dec. 2023 (€19,118 Mil) to Dec. 2024 (€21,542 Mil) but then declined from Dec. 2024 (€21,542 Mil) to Dec. 2025 (€21,392 Mil).

Prosperity Bancshares Net Loan Historical Data

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The historical data trend for Prosperity Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares Net Loan Chart

Prosperity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,221.84 17,518.99 19,117.78 20,816.52 18,336.77

Prosperity Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,945.08 18,478.30 18,336.77 21,542.09 21,392.00
FRA:PPY
21GF Score
Prosperity Bancshares Inc FRA:PPY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Prosperity Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €21,392 Mil mean?
Prosperity Bancshares (FRA:PPY) has a Net Loan of €21,392 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' Net Loan too high?
Prosperity Bancshares' current Net Loan is €21,392 Mil. Overall, Prosperity Bancshares has a GF Score™ of 21/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' Net Loan compare to COLB and BOKF?
Prosperity Bancshares' Net Loan of €21,392 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current Net Loan is €21,392 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (FRA:PPY) is currently considered Fairly Valued. The stock's GF Value™ is €68.45, compared to a current price of €63.50 — trading 7.2% below its estimated fair value. The current Net Loan is €21,392 Mil. Prosperity Bancshares' overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Prosperity Bancshares (FRA:PPY), the current Net Loan is €21,392 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (FRA:PPY) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of €63.50 is trading 7.2% below its estimated GF Value™ of €68.45. GuruFocus considers Prosperity Bancshares to be Fairly Valued.

Key valuation signals for FRA:PPY:

  • Net Loan: €21,392 Mil
  • GF Value™: €68.45 vs. price of €63.50 (7.2% below fair value)
  • GF Score™: 21/100 with 2 warning signs

No single metric tells the full story. See the FRA:PPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prosperity Bancshares Business Description

Other Exchanges PB:USA
Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
21GF Score

Get the complete analysis for FRA:PPY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€63.50
Price
€68.45
GF Value