PT Bank Mandiri (Persero) Tbk (FRA:PQ9) Net Loan: €79,182 Mil (As of Jun. 2026)

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FRA:PQ9 PT Bank Mandiri (Persero) Tbk FRA:PQ9
74 GF Score
Price €0.19
GF Value €0.25
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Bank Mandiri (Persero) Tbk Net Loan?

PT Bank Mandiri (Persero) Tbk FRA:PQ9 +0.54% 74 Net Loan is €79,182 Mil as of Jun. 2026. GuruFocus rates FRA:PQ9 with a GF Score™ of 74/100 and a GF Value™ of €0.25 (Modestly Undervalued). The stock has 4 warning signs investors should review.

PT Bank Mandiri (Persero) Tbk's quarterly net loan declined from Dec. 2025 (€94,143 Mil) to Mar. 2026 (€80,305 Mil) and declined from Mar. 2026 (€80,305 Mil) to Jun. 2026 (€79,182 Mil).

PT Bank Mandiri (Persero) Tbk's annual net loan increased from Dec. 2023 (€79,126 Mil) to Dec. 2024 (€80,305 Mil) but then declined from Dec. 2024 (€80,305 Mil) to Dec. 2025 (€79,182 Mil).

PT Bank Mandiri (Persero) Tbk Net Loan Historical Data

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The historical data trend for PT Bank Mandiri (Persero) Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk Net Loan Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60,297.56 68,382.39 79,125.59 96,150.28 94,142.60

PT Bank Mandiri (Persero) Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 87,446.50 88,195.54 94,142.60 80,304.98 79,181.74
FRA:PQ9
74GF Score
PT Bank Mandiri (Persero) Tbk FRA:PQ9
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mandiri (Persero) Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €79,182 Mil mean?
PT Bank Mandiri (Persero) Tbk (FRA:PQ9) has a Net Loan of €79,182 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors.
Is PT Bank Mandiri (Persero) Tbk's Net Loan too high?
PT Bank Mandiri (Persero) Tbk's current Net Loan is €79,182 Mil. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's Net Loan compare to competitors?
PT Bank Mandiri (Persero) Tbk's Net Loan of €79,182 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. PT Bank Mandiri (Persero) Tbk's current Net Loan is €79,182 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (FRA:PQ9) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.25, compared to a current price of €0.19 — trading 25.2% below its estimated fair value. The current Net Loan is €79,182 Mil. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (FRA:PQ9), the current Net Loan is €79,182 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (FRA:PQ9) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of €0.19 is trading 25.2% below its estimated GF Value™ of €0.25. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Modestly Undervalued.

Key valuation signals for FRA:PQ9:

  • Net Loan: €79,182 Mil
  • GF Value™: €0.25 vs. price of €0.19 (25.2% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the FRA:PQ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
74GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.19
Price
€0.25
GF Value