Adobe (HAM:ADB) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:ADB Adobe Inc HAM:ADB
88 GF Score
Price €215.60
GF Value €507.01
Valuation Significantly Undervalued
View Full Analysis

What is Adobe Net Loan?

Net Loan only applies to banks and insurance companies.

HAM:ADB
88GF Score
Adobe Inc HAM:ADB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Adobe (HAM:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Adobe stock appears to be undervalued. The current stock price of €215.60 is trading 57.5% below its estimated GF Value™ of €507.01. GuruFocus considers Adobe to be Significantly Undervalued.

Key valuation signals for HAM:ADB:

  • Net Loan:
  • GF Value™: €507.01 vs. price of €215.60 (57.5% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the HAM:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adobe Business Description

Address 345 Park Avenue, San Jose, CA, USA, 95110-2704
Adobe is the global leader in creative software, best known for Photoshop, Illustrator, Premiere Pro, and Acrobat. Its Digital Media segment sells Creative Cloud subscriptions to creative professionals, marketers, and consumers, plus Document Cloud built on the PDF standard Adobe invented; generative AI is embedded across the portfolio through its Firefly models, trained on licensed content for commercial safety, and new AI-first offerings. The Digital Experience segment provides Adobe Experience Cloud, marketing, analytics, commerce, and customer data platform software used by large enterprises to manage digital customer experiences. Adobe pioneered the shift from perpetual licenses to cloud subscriptions in the 2010s, building highly recurring revenue. Founded in 1982 by John Warnock and Charles Geschke, Adobe is headquartered in San Jose, California.
88GF Score

Get the complete analysis for HAM:ADB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€215.60
Price
€507.01
GF Value