Sparebanken Norge (OSL:SBNOR) Net Loan: kr520,037 Mil (As of Jun. 2026)

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OSL:SBNOR Sparebanken Norge OSL:SBNOR
71 GF Score
Price kr194.50
GF Value kr167.94
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sparebanken Norge Net Loan?

Sparebanken Norge OSL:SBNOR +0.26% 71 Net Loan is kr520,037 Mil as of Jun. 2026. GuruFocus rates OSL:SBNOR with a GF Score™ of 71/100 and a GF Value™ of kr167.94 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Sparebanken Norge's quarterly net loan increased from Dec. 2025 (kr491,154 Mil) to Mar. 2026 (kr500,427 Mil) and increased from Mar. 2026 (kr500,427 Mil) to Jun. 2026 (kr520,037 Mil).

Sparebanken Norge's annual net loan increased from Dec. 2023 (kr258,919 Mil) to Dec. 2024 (kr500,427 Mil) and increased from Dec. 2024 (kr500,427 Mil) to Dec. 2025 (kr520,037 Mil).

Sparebanken Norge Net Loan Historical Data

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The historical data trend for Sparebanken Norge's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Norge Net Loan Chart

Sparebanken Norge Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 204,212.00 225,511.00 258,919.00 284,921.00 491,154.00

Sparebanken Norge Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 476,190.00 476,696.00 491,154.00 500,427.00 520,037.00
OSL:SBNOR
71GF Score
Sparebanken Norge OSL:SBNOR
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken Norge Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr520,037 Mil mean?
Sparebanken Norge (OSL:SBNOR) has a Net Loan of kr520,037 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Sparebanken Norge and its competitors.
Is Sparebanken Norge's Net Loan too high?
Sparebanken Norge's current Net Loan is kr520,037 Mil. Overall, Sparebanken Norge has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Norge's Net Loan compare to competitors?
Sparebanken Norge's Net Loan of kr520,037 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Sparebanken Norge and its competitors. Sparebanken Norge's current Net Loan is kr520,037 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Norge stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Norge (OSL:SBNOR) is currently considered Modestly Overvalued. The stock's GF Value™ is kr167.94, compared to a current price of kr194.50 — trading 15.8% above its estimated fair value. The current Net Loan is kr520,037 Mil. Sparebanken Norge's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Sparebanken Norge (OSL:SBNOR), the current Net Loan is kr520,037 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Norge (OSL:SBNOR) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Norge stock appears to be overvalued. The current stock price of kr194.50 is trading 15.8% above its estimated GF Value™ of kr167.94. GuruFocus considers Sparebanken Norge to be Modestly Overvalued.

Key valuation signals for OSL:SBNOR:

  • Net Loan: kr520,037 Mil
  • GF Value™: kr167.94 vs. price of kr194.50 (15.8% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the OSL:SBNOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken Norge Business Description

Address Jonsvollsgaten 2, Bergen, NOR, 5011
Sparebanken Norge is a financial services company engaged in providing banking services. In addition, the Group delivers a wide range of banking services across savings, investments, payments, and insurance, as well as digital self-service solutions and personal advisory services, both in person and online. The group operates in five reportable segments: Corporate Market, Retail Market, Bulder, Estate Agency, and Brage Finans. The majority of its revenue is generated from the Retail market segment.
71GF Score

Get the complete analysis for OSL:SBNOR

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr194.50
Price
kr167.94
GF Value