RBSPF (NatWest Group) Net Loan: $536,401 Mil (As of Mar. 2026)


RBSPF NatWest Group PLC RBSPF
76 GF Score
Price $8.92
GF Value $6.78
Valuation Significantly Overvalued
! 4 Warning Signs
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What is NatWest Group Net Loan?

NatWest Group RBSPF +0.28% 76 Net Loan is $536,401 Mil as of Mar. 2026. GuruFocus rates RBSPF with a GF Score™ of 76/100 and a GF Value™ of $6.78 (Significantly Overvalued). The stock has 4 warning signs investors should review.

NatWest Group's quarterly net loan declined from Sep. 2025 ($526,588 Mil) to Dec. 2025 ($514,297 Mil) but then increased from Dec. 2025 ($514,297 Mil) to Mar. 2026 ($536,401 Mil).

NatWest Group's annual net loan increased from Dec. 2023 ($446,830 Mil) to Dec. 2024 ($514,297 Mil) and increased from Dec. 2024 ($514,297 Mil) to Dec. 2025 ($536,401 Mil).

NatWest Group Net Loan Historical Data

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The historical data trend for NatWest Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NatWest Group Net Loan Chart

NatWest Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 443,518.62 421,695.49 446,830.38 458,910.24 514,297.19

NatWest Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 485,067.18 522,105.83 526,587.84 514,297.19 536,401.33
RBSPF
76GF Score
NatWest Group PLC RBSPF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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NatWest Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $536,401 Mil mean?
NatWest Group (RBSPF) has a Net Loan of $536,401 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on NatWest Group and its competitors.
Is NatWest Group's Net Loan too high?
NatWest Group's current Net Loan is $536,401 Mil. Overall, NatWest Group has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NatWest Group's Net Loan compare to competitors?
NatWest Group's Net Loan of $536,401 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on NatWest Group and its competitors. NatWest Group's current Net Loan is $536,401 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NatWest Group stock overvalued right now?
Based on GuruFocus' analysis, NatWest Group (RBSPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.78, compared to a current price of $8.92 — trading 31.5% above its estimated fair value. The current Net Loan is $536,401 Mil. NatWest Group's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For NatWest Group (RBSPF), the current Net Loan is $536,401 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NatWest Group (RBSPF) Overvalued in 2026?

Based on GuruFocus' analysis, NatWest Group stock appears to be overvalued. The current stock price of $8.92 is trading 31.5% above its estimated GF Value™ of $6.78. GuruFocus considers NatWest Group to be Significantly Overvalued.

Key valuation signals for RBSPF:

  • Net Loan: $536,401 Mil
  • GF Value™: $6.78 vs. price of $8.92 (31.5% above fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the RBSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NatWest Group Business Description

Address Gogarburn, PO Box 1000, Edinburgh, GBR, EH12 1HQ
NatWest Group derives around 90% of its total income from the United Kingdom. The bank operates a retail, commercial, and private bank in the UK, offering clients lending and payment services as well as asset management services.
76GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.92
Price
$6.78
GF Value