SHG (Shinhan Financial Group Co) Net Loan: $321,816 Mil (As of Mar. 2026)

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SHG Shinhan Financial Group Co Ltd SHG
47 GF Score
Price $70.76
GF Value $36.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Shinhan Financial Group Co Net Loan?

Shinhan Financial Group Co SHG -1.10% 47 Net Loan is $321,816 Mil as of Mar. 2026. GuruFocus rates SHG with a GF Score™ of 47/100 and a GF Value™ of $36.15 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Shinhan Financial Group Co's quarterly net loan declined from Sep. 2025 ($330,779 Mil) to Dec. 2025 ($318,141 Mil) but then increased from Dec. 2025 ($318,141 Mil) to Mar. 2026 ($321,816 Mil).

Shinhan Financial Group Co's annual net loan declined from Dec. 2023 ($317,004 Mil) to Dec. 2024 ($318,141 Mil) but then increased from Dec. 2024 ($318,141 Mil) to Dec. 2025 ($321,816 Mil).

Shinhan Financial Group Co Net Loan Historical Data

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The historical data trend for Shinhan Financial Group Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinhan Financial Group Co Net Loan Chart

Shinhan Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 325,040.09 315,329.83 317,003.89 313,316.82 318,140.75

Shinhan Financial Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 308,724.00 329,721.45 330,778.78 318,140.75 321,816.27
SHG
47GF Score
Shinhan Financial Group Co Ltd SHG
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinhan Financial Group Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $321,816 Mil mean?
Shinhan Financial Group Co (SHG) has a Net Loan of $321,816 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Shinhan Financial Group Co and its competitors.
Is Shinhan Financial Group Co's Net Loan too high?
Shinhan Financial Group Co's current Net Loan is $321,816 Mil. Overall, Shinhan Financial Group Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's Net Loan compare to competitors?
Shinhan Financial Group Co's Net Loan of $321,816 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Shinhan Financial Group Co and its competitors. Shinhan Financial Group Co's current Net Loan is $321,816 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Based on GuruFocus' analysis, Shinhan Financial Group Co (SHG) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.15, compared to a current price of $70.76 — trading 95.7% above its estimated fair value. The current Net Loan is $321,816 Mil. Shinhan Financial Group Co's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Shinhan Financial Group Co (SHG), the current Net Loan is $321,816 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (SHG) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of $70.76 is trading 95.7% above its estimated GF Value™ of $36.15. GuruFocus considers Shinhan Financial Group Co to be Significantly Overvalued.

Key valuation signals for SHG:

  • Net Loan: $321,816 Mil
  • GF Value™: $36.15 vs. price of $70.76 (95.7% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the SHG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shinhan Financial Group Co Business Description

Other Exchanges 055550:KoreaKSF1:Germany
Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
47GF Score

Get the complete analysis for SHG

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.76
Price
$36.15
GF Value