Sedivio (WAR:SED) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:SED Sedivio SA WAR:SED
88 GF Score
Price zł6.90
GF Value zł8.51
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Sedivio Net Loan?

Net Loan only applies to banks and insurance companies.

WAR:SED
88GF Score
Sedivio SA WAR:SED
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Sedivio (WAR:SED) Overvalued in 2026?

Based on GuruFocus' analysis, Sedivio stock appears to be undervalued. The current stock price of zł6.90 is trading 18.9% below its estimated GF Value™ of zł8.51. GuruFocus considers Sedivio to be Modestly Undervalued.

Key valuation signals for WAR:SED:

  • Net Loan:
  • GF Value™: zł8.51 vs. price of zł6.90 (18.9% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the WAR:SED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sedivio Business Description

Address Rektorska 4, Warsaw, POL, 00-614
Sedivio SA is a software company offering IT specialists for clients in the demanding financial and healthcare sectors. Its products include Cyrima, TestSec, and Navigator.
88GF Score

Get the complete analysis for WAR:SED

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł6.90
Price
zł8.51
GF Value