Retail Food Group (ASX:RFG) Policyholder Funds

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:RFG Retail Food Group Ltd ASX:RFG
49 GF Score
Price A$1.10
GF Value A$1.88
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Retail Food Group Policyholder Funds?

Policyholder Funds only applies to insurance companies.

ASX:RFG
49GF Score
Retail Food Group Ltd ASX:RFG
Policyholder Funds is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Retail Food Group (ASX:RFG) Overvalued in 2026?

Based on GuruFocus' analysis, Retail Food Group stock appears to be undervalued. The current stock price of A$1.10 is trading 41.5% below its estimated GF Value™ of A$1.88. GuruFocus considers Retail Food Group to be Possible Value Trap.

Key valuation signals for ASX:RFG:

  • Policyholder Funds:
  • GF Value™: A$1.88 vs. price of A$1.10 (41.5% below fair value)
  • GF Score™: 49/100 with 9 warning signs

No single metric tells the full story. See the ASX:RFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Retail Food Group Business Description

Address 35 Robina Town Centre Drive, Level 4, Robina, QLD, AUS, 4226
Retail Food Group Ltd is an Australian food and beverage franchisor that owns and manages a portfolio of retail brands. Its network spans bakery, cafe, coffee, and quick-service restaurant concepts, including Donut King, Michel's Patisserie, Brumby's Bakery, Gloria Jean's Coffees, Esquires Coffee Houses, Crust Gourmet Pizza, and Pizza Capers. The company predominantly operates through a franchise model, earning revenue from franchise royalties and fees, the sale of goods and supplies to franchisees, and, to a lesser extent, company-operated outlets. Its franchisees are primarily small business operators, and the group's outlets are concentrated in Australia, with some brands also franchised internationally through master franchise arrangements. Retail Food Group also supplies products and ingredients to its networks and provides support services such as marketing, training, and site development. Its operations are organised into cafe, coffee and bakery, and quick-service restaurant segments.
49GF Score

Get the complete analysis for ASX:RFG

Policyholder Funds is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.10
Price
A$1.88
GF Value