MTB (M&T Bank) Total Deposits: $168,885 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MTB M&T Bank Corp MTB
81 GF Score
Price $252.16
GF Value $213.25
Valuation Modestly Overvalued
! 7 Warning Signs
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What is M&T Bank Total Deposits?

M&T Bank MTB +0.41% 81 Total Deposits is $168,885 Mil as of Jun. 2026. GuruFocus rates MTB with a GF Score™ of 81/100 and a GF Value™ of $213.25 (Modestly Overvalued). The stock has 7 warning signs investors should review.

M&T Bank's annual total deposits declined from Dec. 2023 ($163,274 Mil) to Dec. 2024 ($161,095 Mil) but then increased from Dec. 2024 ($161,095 Mil) to Dec. 2025 ($166,909 Mil).


M&T Bank Total Deposits Historical Data

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The historical data trend for M&T Bank's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&T Bank Total Deposits Chart

M&T Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 131,543.41 163,515.00 163,274.00 161,095.00 166,909.00

M&T Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164,453.00 163,426.00 166,909.00 163,741.00 168,885.00
MTB
81GF Score
M&T Bank Corp MTB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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M&T Bank Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $168,885 Mil mean?
M&T Bank (MTB) has a Total Deposits of $168,885 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for M&T Bank and its competitors.
Is M&T Bank's Total Deposits too high?
M&T Bank's current Total Deposits is $168,885 Mil. Overall, M&T Bank has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&T Bank's Total Deposits compare to HBAN and BAP?
M&T Bank's Total Deposits of $168,885 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for M&T Bank and its competitors. M&T Bank's current Total Deposits is $168,885 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&T Bank stock overvalued right now?
Based on GuruFocus' analysis, M&T Bank (MTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $213.25, compared to a current price of $252.16 — trading 18.2% above its estimated fair value. The current Total Deposits is $168,885 Mil. M&T Bank's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For M&T Bank (MTB), the current Total Deposits is $168,885 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&T Bank (MTB) Overvalued in 2026?

Based on GuruFocus' analysis, M&T Bank stock appears to be overvalued. The current stock price of $252.16 is trading 18.2% above its estimated GF Value™ of $213.25. GuruFocus considers M&T Bank to be Modestly Overvalued.

Key valuation signals for MTB:

  • Total Deposits: $168,885 Mil
  • GF Value™: $213.25 vs. price of $252.16 (18.2% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&T Bank Business Description

Address One M&T Plaza, Buffalo, NY, USA, 14203
M&T Bank is a US regional bank with around $215 billion in assets as of the end of the first quarter of 2026. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New England and the US Mid-Atlantic. M&T Bank boasts a community banking approach, and boasts over 900 branches in 13 states and Washington, D.C. Apart from retail and commercial banking, M&T Bank also has wealth management operations through Wilmington Trust and a partnership with LPL Financial, and a corporate trust business.
81GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$252.16
Price
$213.25
GF Value