Lemonade (MEX:LMND) Unearned Premiums: MXN11,654 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:LMND Lemonade Inc MEX:LMND
67 GF Score
Price MXN880.00
GF Value MXN1,083.97
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Lemonade Unearned Premiums?

Lemonade MEX:LMND -6.68% 67 Unearned Premiums is MXN11,654 Mil as of Jun. 2026. GuruFocus rates MEX:LMND with a GF Score™ of 67/100 and a GF Value™ of MXN1,083.97 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Lemonade's quarterly unearned premiums increased from Dec. 2025 (MXN10,458 Mil) to Mar. 2026 (MXN11,177 Mil) and increased from Mar. 2026 (MXN11,177 Mil) to Jun. 2026 (MXN11,654 Mil).

Lemonade's annual unearned premiums increased from Dec. 2023 (MXN6,062 Mil) to Dec. 2024 (MXN9,554 Mil) and increased from Dec. 2024 (MXN9,554 Mil) to Dec. 2025 (MXN10,458 Mil).

Lemonade Unearned Premiums Historical Data

* Premium members only.

The historical data trend for Lemonade's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lemonade Unearned Premiums Chart

Lemonade Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial 4,301.79 5,655.79 6,061.50 9,554.00 10,457.71

Lemonade Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,702.69 10,535.07 10,457.71 11,176.67 11,654.19
MEX:LMND
67GF Score
Lemonade Inc MEX:LMND
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Lemonade Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of MXN11,654 Mil mean?
Lemonade (MEX:LMND) has a Unearned Premiums of MXN11,654 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Lemonade and its competitors.
Is Lemonade's Unearned Premiums too high?
Lemonade's current Unearned Premiums is MXN11,654 Mil. Overall, Lemonade has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lemonade's Unearned Premiums compare to PLMR and WTM?
Lemonade's Unearned Premiums of MXN11,654 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Lemonade and its competitors. Lemonade's current Unearned Premiums is MXN11,654 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonade stock overvalued right now?
Based on GuruFocus' analysis, Lemonade (MEX:LMND) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN1,083.97, compared to a current price of MXN880.00 — trading 18.8% below its estimated fair value. The current Unearned Premiums is MXN11,654 Mil. Lemonade's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Lemonade (MEX:LMND), the current Unearned Premiums is MXN11,654 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonade (MEX:LMND) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonade stock appears to be undervalued. The current stock price of MXN880.00 is trading 18.8% below its estimated GF Value™ of MXN1,083.97. GuruFocus considers Lemonade to be Modestly Undervalued.

Key valuation signals for MEX:LMND:

  • Unearned Premiums: MXN11,654 Mil
  • GF Value™: MXN1,083.97 vs. price of MXN880.00 (18.8% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the MEX:LMND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lemonade Business Description

Other Exchanges LMND:USA0A91:UKLE0:Germany
Address 5 Crosby Street, 3rd Floor, New York, NY, USA, 10013
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
67GF Score

Get the complete analysis for MEX:LMND

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN880.00
Price
MXN1,083.97
GF Value