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Grandsouth Bancorpation (Grandsouth Bancorpation) Capital Adequacy Tier - Tier 1 Ratio % : 12.62% (As of Sep. 2022)


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What is Grandsouth Bancorpation Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Sep. 2022 was 12.62% , which is lower than 12.75% for the pervious quarter ended in Jun. 2022.

Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2021 was 10.29% , which is higher than 0.00% for the pervious year ended in . 20.

The historical rank and industry rank for Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

GRRB's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Grandsouth Bancorpation Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Grandsouth Bancorpation Capital Adequacy Tier - Tier 1 Ratio % Chart

Grandsouth Bancorpation Annual Data
Trend Dec21
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Grandsouth BancorpationQuarterly Data
Trend Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Competitive Comparison of Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Grandsouth Bancorpation's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grandsouth Bancorpation  (OTCPK:GRRB) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Grandsouth Bancorpation  (OTCPK:GRRB) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Grandsouth Bancorpation Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Grandsouth Bancorpation (Grandsouth Bancorpation) Business Description

Industry
Traded in Other Exchanges
N/A
Address
381 Halton Road, P.O. Box 6548, Greenville, SC, USA, 29607
Grandsouth Bancorpation is a bank holding company for the GrandSouth Bank. The bank provides full banking services to its customers including personal banking, business banking, and lending services. It operates in two reportable segments, The Core Bank segment consists of commercial and consumer lending and full-service branches in its geographic region with its own management team. The branches provide a full range of traditional banking products as well as treasury services and merchant services. The CarBucks segment consists of specialty floor plan inventory financing for small automobile dealers.
Executives
Howard Samuel Hunter Jr director 381 HALTON ROAD, GREENVILLE SC 29607
Gross Baety O Jr director 381 HALTON RD., GREENVILLE SC 29607
Harold E Garrett director 381 HALTON ROAD, GREENVILLE SC 29607
Shealy John W Jr director 381 HALTON ROAD, GREENVILLE SC 29607
James B Schwiers director, officer: President & COO 381 HALTON RD., GREENVILLE SC 29607
John Garrett director, officer: CFO 1600 WYNKOOP SUITE 300, DENVER CO 80202
Leeann Weber director 381 HALTON ROAD, GREENVILLE SC 29607
Anthony P Morgan director 381 HALTON ROAD, GREENVILLE SC 29607
Rast Edward M Jr director 381 HALTON ROAD, GREENVILLE SC 29607
Pruitt James Calhoun Jr. director 381 HALTON ROAD, GREENVILLE SC 29607
Mason Y Garrett director, 10 percent owner, officer: Chairman and CEO 381 HALTON ROAD, GREENVILLE SC 29606
J Randolph Potter director 381 HALTON RD., GREENVILLE SC 29607
Ronald K Earnest director, officer: President and COO 802 SOUTH ALMOND STREET, SIMPSONVILLE SC 29681
Phillips Samuel Blanton Iii director 204 BRUCE MEADOW ROAD, SIMPSONVILLE SC 29681
Michael L Gault director 381 HALTON RD., GREENVILLE SC 29607