Business Description
ChoiceOne Financial Services Inc
NAICS : 522110
SIC : 6022
ISIN : US1703861062
Description
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.59 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.99 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.13 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.9 | |||||
| 3-Year EPS without NRI Growth Rate | 4.9 | |||||
| 3-Year FCF Growth Rate | 85.1 | |||||
| 3-Year Book Growth Rate | -3.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 12.86 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 30.05 | |||||
| 9-Day RSI | 45.47 | |||||
| 14-Day RSI | 54.6 | |||||
| 3-1 Month Momentum % | 19.61 | |||||
| 6-1 Month Momentum % | 36.86 | |||||
| 12-1 Month Momentum % | 19.77 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.92 | |||||
| Dividend Payout Ratio | 0.33 | |||||
| 3-Year Dividend Growth Rate | 8.6 | |||||
| Forward Dividend Yield % | 3.02 | |||||
| 5-Year Yield-on-Cost % | 4.32 | |||||
| 3-Year Average Share Buyback Ratio | 1.1 | |||||
| Shareholder Yield % | -33.76 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 28.03 | |||||
| FCF Margin % | 13.49 | |||||
| ROE % | 11.89 | |||||
| ROA % | 0.94 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.72 | |||||
| Forward PE Ratio | 9.62 | |||||
| PE Ratio without NRI | 11.44 | |||||
| Shiller PE Ratio | 14.2 | |||||
| Price-to-Owner-Earnings | 23.4 | |||||
| PEG Ratio | 14.3 | |||||
| PS Ratio | 3.28 | |||||
| PB Ratio | 1.34 | |||||
| Price-to-Tangible-Book | 1.78 | |||||
| Price-to-Free-Cash-Flow | 22.09 | |||||
| Price-to-Operating-Cash-Flow | 19.36 | |||||
| EV-to-Revenue | 4.87 | |||||
| EV-to-FCF | 36.07 | |||||
| Price-to-GF-Value | 1.42 | |||||
| Price-to-Projected-FCF | 0.68 | |||||
| Price-to-DCF (Earnings Based) | 0.81 | |||||
| Price-to-DCF (FCF Based) | 1.27 | |||||
| Price-to-Median-PS-Value | 1.12 | |||||
| Price-to-Graham-Number | 0.94 | |||||
| FCF Yield % | 3.61 | |||||
| Forward Rate of Return (Yacktman) % | 9.42 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
ChoiceOne Financial Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 88.696 | ||
| EPS (TTM) ($) | 3.16 | ||
| Beta | 0.67 | ||
| 3-Year Sharpe Ratio | 0.42 | ||
| 3-Year Sortino Ratio | 0.79 | ||
| Volatility % | 33.24 | ||
| 14-Day RSI | 54.6 | ||
| 14-Day ATR ($) | 0.823082 | ||
| 20-Day SMA ($) | 36.825 | ||
| 12-1 Month Momentum % | 19.77 | ||
| 52-Week Range ($) | 21.52 - 38.15 | ||
| Shares Outstanding (Mil) | 8.96 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
ChoiceOne Financial Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
ChoiceOne Financial Services Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
ChoiceOne Financial Services Inc Frequently Asked Questions
What is ChoiceOne Financial Services Inc(COFS)'s stock price today?
The current price of COFS is $36.56. The 52 week high of COFS is $38.15 and 52 week low is $21.52.
When is next earnings date of ChoiceOne Financial Services Inc(COFS)?
The next earnings date of ChoiceOne Financial Services Inc(COFS) is 2025-01-24 Est..
Does ChoiceOne Financial Services Inc(COFS) pay dividends? If so, how much?
The Dividend Yield %  of ChoiceOne Financial Services Inc(COFS) is 2.92% (As of Today), Highest Dividend Payout Ratio of ChoiceOne Financial Services Inc(COFS) was 0.42. The lowest was 0.32. And the median was 0.36. The  Forward Dividend Yield % of ChoiceOne Financial Services Inc(COFS) is 3.02%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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