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BSB Bancorp (BSB Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 11.75% (As of Dec. 2018)


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What is BSB Bancorp Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

BSB Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2018 was 11.75% , which is higher than 11.69% for the pervious quarter ended in Sep. 2018.

BSB Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2018 was 11.75% , which is higher than 11.30% for the pervious year ended in Dec. 2017.

The historical rank and industry rank for BSB Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

BLMT's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

BSB Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for BSB Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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BSB Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

BSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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BSB BancorpQuarterly Data
Trend Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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BSB Bancorp  (NAS:BLMT) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BSB Bancorp  (NAS:BLMT) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.

BSB Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

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BSB Bancorp (BSB Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BSB Bancorp Inc (NAS:BLMT) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
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Traded in Other Exchanges
N/A
Address
2 Leonard Street, Belmont, MA, USA, 02478
Website
http://www.belmontsavings.com
BSB Bancorp Inc is a bank holding company. Its subsidiary is Massachusetts chartered savings bank which provides financial services to individuals, families, and businesses. The bank's business is divided into personal banking, business banking, and lending. It's primary business activities include accepting deposits from the general public, small businesses, and municipalities and investing those deposits with funds in various types of loans and investment securities. Its products and services encompass checking, savings, speciality banking, mobile banking, cash management, global payments and foreign exchange, personal and business lending and mortgage loans.