Business Description
First Farmers Financial Corp
NAICS : 522110
SIC : 6029
ISIN : US3201731078
Description
First Farmers Financial Corp is a financial holding company. Along with its subsidiaries, it is mainly engaged in providing a range of banking products and services to individuals, families, and businesses. Its products and services include deposits, retirement and health savings accounts, consumer loans, home equity, and account management and leasing. The group makes commercial, installment and mortgage loans to and receives deposits from customers through its offices located in the Indiana counties of Carroll, Cass, Clay, Grant, Hamilton, Howard, Huntington, Madison, Marshall, Miami, Starke, Sullivan, Tippecanoe, Tipton, Vigo and Wabash; and Illinois counties of Coles, Edgar and Vermilion.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.37 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.31 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.25 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.8 | |||||
3-Year EPS without NRI Growth Rate | 6.8 | |||||
3-Year FCF Growth Rate | 2.2 | |||||
3-Year Book Growth Rate | 11.4 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 94.27 | |||||
9-Day RSI | 75.67 | |||||
14-Day RSI | 64.74 | |||||
3-1 Month Momentum % | 3.45 | |||||
6-1 Month Momentum % | 4.77 | |||||
12-1 Month Momentum % | 3.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.99 | |||||
Dividend Payout Ratio | 0.28 | |||||
3-Year Dividend Growth Rate | 5 | |||||
Forward Dividend Yield % | 2.99 | |||||
5-Year Yield-on-Cost % | 4.77 | |||||
3-Year Average Share Buyback Ratio | 0.2 | |||||
Shareholder Yield % | 5.81 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 36.21 | |||||
FCF Margin % | 40.55 | |||||
OCF Margin % | 43.08 | |||||
ROE % | 16.84 | |||||
ROA % | 1.51 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.35 | |||||
PE Ratio without NRI | 9.35 | |||||
Shiller PE Ratio | 12.04 | |||||
Price-to-Owner-Earnings | 9.24 | |||||
PEG Ratio | 1.32 | |||||
PS Ratio | 3.38 | |||||
PB Ratio | 1.48 | |||||
Price-to-Tangible-Book | 1.52 | |||||
Price-to-Free-Cash-Flow | 8.34 | |||||
Price-to-Operating-Cash-Flow | 7.85 | |||||
EV-to-Revenue | 2.41 | |||||
EV-to-FCF | 5.94 | |||||
Price-to-GF-Value | 0.88 | |||||
Price-to-Projected-FCF | 0.55 | |||||
Price-to-DCF (Earnings Based) | 0.56 | |||||
Price-to-DCF (FCF Based) | 0.44 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.24 | |||||
Price-to-Graham-Number | 0.8 | |||||
FCF Yield % | 12.07 | |||||
Forward Rate of Return (Yacktman) % | 19.02 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
First Farmers Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 141.538 | ||
| EPS (TTM) ($) | 3.67 | ||
| Beta | 0.2904 | ||
| 3-Year Sharpe Ratio | 0.04 | ||
| 3-Year Sortino Ratio | 0.09 | ||
| Volatility % | 7.17 | ||
| 14-Day RSI | 64.74 | ||
| 14-Day ATR ($) | 0.086736 | ||
| 20-Day SMA ($) | 34.070565 | ||
| 12-1 Month Momentum % | 3.18 | ||
| 52-Week Range ($) | 32.05 - 34.945 | ||
| Shares Outstanding (Mil) | 13.86 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Farmers Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Farmers Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-11-13 | In 106 days | ||
| Second quarter earnings results for 2026 | 2026-08-13 | In 14 days | ||
| USD 0.260000 Cash Dividend | 2026-06-30 | 34.05 (-0.73%) | ||
| 2:1 Stock Split | 2026-06-16 | 33.51 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-05-05 | 33.48 (+0.00%) | ||
| USD 0.260000 Cash Dividend | 2026-03-31 | 32.76 (+0.00%) | ||
| Annual report for 2025 | 2026-02-24 | 32.50 (+0.00%) | ||
| USD 0.255000 Cash Dividend | 2025-12-31 | 34.00 (+0.30%) | ||
| Third quarter earnings results for 2025 | 2025-11-14 | 33.20 (+0.00%) | ||
| USD 0.250000 Cash Dividend | 2025-09-30 | 33.00 (+0.00%) |
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First Farmers Financial Corp Frequently Asked Questions
What is First Farmers Financial Corp(FFMR)'s stock price today?
The current price of FFMR is $34.30. The 52 week high of FFMR is $34.95 and 52 week low is $32.05.
When is next earnings date of First Farmers Financial Corp(FFMR)?
The next earnings date of First Farmers Financial Corp(FFMR) is 2026-08-13 Est..
Does First Farmers Financial Corp(FFMR) pay dividends? If so, how much?
The Dividend Yield %  of First Farmers Financial Corp(FFMR) is 2.99% (As of Today), Highest Dividend Payout Ratio of First Farmers Financial Corp(FFMR) was 0.38. The lowest was 0.21. And the median was 0.28. The  Forward Dividend Yield % of First Farmers Financial Corp(FFMR) is 2.99%. For more information regarding to dividend, please check our Dividend Page.
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